Congratulations, you made it into the world with a fresh degree and a first job! Now the bank of Mum and Dad stops paying for your expenses and you are wondering how much you should budget for things? let’s break it down. Housing and bills With a new job, you are probably considering… Read more
Viewing posts tagged with: Money
My #thriftyfamily money saving tip: negotiate your bills!
Today, I have teamed up with Scottish Friendly to share a quick money saving tip as part of the #thriftyfamily, enjoy! I do it every year, like clockwork. One month before my utility or broadband contract expires, I shop around for a better deal. Then I call my current provider and see if they… Read more
Only 2 days left! BIG anniversary £300/$500 cash or iPad mini 64gb giveaway
Have you entered our BIG £300/$500 giveaway yet? only two more days to go! Savvy Scot is happy to join its sister sites Reach Financial Independence and Make Money Your Way for a HUGE giveaway, as RFI turns two and MMYW turns one! It has been a great year over at Make Money… Read more
New social media advertising guidelines for payday lenders
Following a raft of recent regulatory reforms and proposals, the Financial Conduct Authority has been cracking the whip once more, this time turning their attention towards the consumer credit industry’s use of social media to advertise their products. Much has changed since April 1, when the Financial Conduct Authority (FCA) began its regulatory regime…. Read more
Have a student loan debt? Consider debt consolidation
Imagesource.com Rising inflation has affected all aspects of our daily lives, from higher mortgage rates to a rise in the cost of living. Unfortunately it has also lead to rise in areas like education, which many believe should be free. The cost factor has made it very difficult for students to receive top quality… Read more
How to Save Money for Your Wedding Party
There comes a time in all of our lives when it seems like everybody we know is getting married. And if you are a balanced, connected individual who enjoys many friendships, you may be called upon to appear in a lineup of other cherished groomsdudes or bridesfolk. For a stacked wedding season, appearing in… Read more
My bank is awesome
I rarely sing the praises of anything, let alone a bank, but I have to say, Santander, you rock. I already talked around here about their 123 bank account that gives you a 3% interest rate if you keep a balance of over £2,000 ($3,000) on your current account, allowing you to forget about moving… Read more
4 Challenges You Face If You Have Bad Credit
If you are one of the many people who suffer from bad credit then this article probably won’t surprise you. Still it’s important to note the many extra challenges you will have when you have a bad credit history as opposed to people who have average or excellent credit. First, you will have to pay… Read more
Building Wealth Isn’t About How Much Money You Make
When you see the biggest house on the block, or someone driving a flashy sports car, what’s your first thought? Do you think that the owner of the house or the car is wealthy? Or how about the time that you caught a glimpse of your boss’ pay stub? Just a few quick calculations and… Read more
7 Tips for Finding the Best Personal Loan for Your Circumstances
Taking out a personal loan is a fantastic way of getting your hands on the money you need to purchase one of life’s more expensive treats. Whether you have your eyes on a new car or you want to realise a lifelong dream to travel the world, this type of credit facility gives you flexibility,… Read more
How credit works and why people resort to it
It’s likely that everybody has taken out or will take out credit at some point in their lives. The concept behind mortgages has been around for centuries, but home ownership only began to grow significantly in the twentieth century. According to the Office of National Statistics, 77% of households in England and Wales were renting… Read more
Receive Large Sums for Items Lying Around at Home
One of the fastest and easiest ways to get some quick cash involves simply looking around your home. Most homes will contain all kinds of items which can then be taken to a pawnshop, and many of these places will pay good money for any kind of asset. This could be jewellery, a… Read more