Once you finally make it onto the property ladder, you complete a life goal. And you deject the anxiety that comes with ‘wishing for what could be’. It’s tough, before that first step. You feel the days tick away. Your colleagues share their housewarming photos on Facebook. And you become all too aware of how… Read more
Viewing posts tagged with: bank
Paying off your mortgage early is easier than you think
Five years, ago, I took out my very first mortgage and bought a three bed flat over the next thirty years. Interest rates were low, so I opted for an index tracker that hasn’t moved since. One of my favourite features about that mortgage is the ability to make small repayments whenever you feel like… Read more
How to keep your credit rating positive
If you’re a new, up-and-coming business it’s important that your credit rating is positive and clear of any misdemeanors to ensure you can obtain loans and help your growing enterprise excel. There are many ways to improve credit rating and just as many things you can do to tarnish your report. Steer clear of… Read more
My bank is awesome
I rarely sing the praises of anything, let alone a bank, but I have to say, Santander, you rock. I already talked around here about their 123 bank account that gives you a 3% interest rate if you keep a balance of over £2,000 ($3,000) on your current account, allowing you to forget about moving… Read more
4 Challenges You Face If You Have Bad Credit
If you are one of the many people who suffer from bad credit then this article probably won’t surprise you. Still it’s important to note the many extra challenges you will have when you have a bad credit history as opposed to people who have average or excellent credit. First, you will have to pay… Read more
Demand for Housing Continues to Outstrip Supply
Prices are on the up, which shows strength, but the lack of housing supply is behind the increase. Yet again, the Royal Institution of Chartered Surveyors has revealed that all is not well with the Scottish housing market. There’s significant demand for housing but the supply of homes simply isn’t there, which is driving up… Read more
Banking while living or traveling abroad
As I have lived in 5 countries and travelled to over 70, people often ask me “how do you deal with money?”. Handling money is a bit different whether you are just travelling once or twice a year to a different country or living in one for extended periods of time, as an expat or… Read more
Get the most out of your Retirement Accounts in 2014
Anyone who’s engaged in contributing to a retirement account already knows that they allow you to take advantage of several excellent tax breaks as well as, in many cases, employer matching programs that add to your “nest egg”. In order to take full advantage of these tax breaks, and the considerable amount… Read more
Are you ready to be a landlord?
At the moment, I have a rental property in Surrey. I had no idea things would turn out this way, you can say I became a landlady by accident. I was living there, but working a job I hated, and I really wanted to do something else with my life. So I made one of… Read more
Small business operating tips
I have owned a small business for about six years, and have also worked freelance for the past six years. While both sides have their pros and cons, operating a small business was by far the hardest. When working freelance, you just need to bill your customer, report said revenue to HMRC, minus a few… Read more