Judging by their television commercials, websites and other marketing tools, banks aren’t just our pals: they’re the best friends we’ve ever had, and will ever hope to have. Basically, Shakespeare got it wrong: instead of comparing our beloved to a summer’s day, we should compare them to a bank (during any season of the year)…. Read more
Top steps to buying a home
If you are a first time buyer, getting on the property ladder can be a daunting tasks. Yes, property prices have gone up in the past few years, but mortgage rates are quite low, which is good news for you. 30 years ago, the Bank of England’s rate rose to 15% (!), now it sits… Read more
Buying a house? Understand the types of mortgages
There are many types of mortgages to choose from out there. And as with anything, choice can be overwhelming. Buying a house is one of the biggest decisions you will make in your life. And picking the right mortgage is very important. Why? Because it can greatly impact the amount of money you will have… Read more
Debunking 5 Myths About Minimalism
In today’s world characterized by rampant, hyperactive, and obsessive consumerism — and the stress and dread of paying for the previous purchases or getting the next ones — dialing things down and adopting a simpler, gentler minimalist lifestyle can seem quite attractive. Or at least, saner. However, while there is plenty of excellent information on… Read more
KartaGold Coing (KBC): A New Cryptocurrency That Brings Gold Back Into Forefront of Currency Market
Gold used to be the de facto money. Today, due to the difficulty in using it as cash, gold has been relegated to the commodity class. It still has value that rises and falls due to market forces, but have you ever tried to use gold to pay for your order at Home Depot? Gold… Read more
3 Mistakes that New Project Managers Make — and How to Avoid Them
So, you’ve either formally trained to enter the glorious world of project management, or perhaps you’ve had the mantle of project management thrust upon you. One day you’re happily plugging away at your job, answering emails, chatting with colleagues about things like the best cities to head out on a weekend break, where to find… Read more
Planning for a great financial future
As we have discussed previously around here, planning for your future financially is the best way to succeed. For example, when you set up some saving goals, and have a direct debit on pay day taking that money right out of your current account to place it into savings, you don’t miss the money, and… Read more
Vitamin D and Exercise: What You Need to Know
Multiple factors contribute to your overall level of fitness. Gender, age, diet, the amount of stress you have and the kind of drugs you take, even the environment in which you live, are just a few of the obvious things that influence the way your heart, lungs and mind work together to energize and sustain… Read more
Tips to Maximise the Amount You Will Receive from an Injury Claim
It is not easy going through the legal process involved in making injury claims. This is especially true for those who you cannot work as result of their injury. You may need to fight both hard and smart to maximise your chances of receiving adequate compensation. These key tips will help you survive the… Read more
Cancelling a Student Loan
Are you considering cancelling your student loan? Are you curious if that is even possible? Yes, cancelling a student loan is possible under certain rather specific circumstances. What’s more, it can happen whether your loan is active, in deferment, or even in default. Previously made payments can be refunded to you too—under certain conditions…. Read more
7 Home Improvement that will Cost You the Most
Home improvements are an essential part of life. They are vital for comfort or when you want to increase the resale value of your home. Generally, the home improvements that add the most value are expensive. Thankfully, the amount of money you recoup on these home improvement is on the rise with an average return… Read more
Getting Help: The Debt Safety Net
It’s a fairly unwise to downright-ludicrous strategy to live life with the expectation of having a safety net, or a “get-out-of-jail-free-card.” It’s that type of invincibility that can destroy people’s lives, or even take them. When it comes to the growing debt problem in the U.S., invincibility might not be the issue as much… Read more