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The Savvy Scot

Personal finance and lifestyle blog

Easiest Way Ever To Know How Much Money You Need For Retirement

By Pauline

Easiest Way Ever To Know How Much Money You Need For Retirement

  Hello everyone, I have a guest post today,  Jon writes at Money Smart Guides, a personal finance blog dedicated to helping readers get out of debt and start investing for their future. He has written a book, Seven Steps To Early Retirement, which breaks down early retirement into basic steps so that you can successfully… Read more

Filed Under: Saving Money Tagged With: budgeting, retirement, retiring, Saving for retirement

A guide to moving house: clearing out & setting up

By Pauline

Moving house is one of those life necessities. Its not always simple and it requires a fair bit of planning, but its a wonderful opportunity to refresh your style and make yourself a new home. One of the pleasure of moving house it making the most of the ‘‘out with the old, in with the… Read more

Filed Under: Money Tagged With: guide, Moving, Moving House

Three ways to slim down your wallet

By Pauline

I think you can tell a lot by looking at a person’s wallet. Like a watch, or how they dress, it is a very personal item, and a lot of very important things are inside, be it a credit card or a picture of a loved one. Mine is really bulky and for as much… Read more

Filed Under: Money Tagged With: wallet

7 Effective Ways to Stretch Your Meal Money

By Pauline

7 Effective Ways to Stretch Your Meal Money

Now that the holidays are behind us many people will be trying to tighten their belts – in more ways than one. Diets will begin as we all try to shed those extra pounds gained by overindulging in rich, decadent foods. At the same time, holiday spending guilt will no doubt force others to slash… Read more

Filed Under: Personal Finance

Items You May Forget To Include In Your Budget

By Pauline

While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be sure to include these items in your next budget planning session.

You wouldn’t forget to include your rent or car payment in your budget, but chances are you are forgetting one of these items. These irregular payments can often be overlooked. While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be… Read more

Filed Under: Personal Finance, Saving Money Tagged With: budget, budget tips

Why you need to fix your credit NOW

By Pauline

They say the best time to plant a tree was 20 years ago, and the next best time is now. The same goes for your credit score. I know, it’s annoying, and it can be tedious to look into years of financial data, and find out why your credit score is low. But it is… Read more

Filed Under: Personal Finance

3 Easy Ways to Save on Your Next Hotel Room

By Pauline

Traveling is an incredible way to broaden your horizons, open your mind — and unfortunately, drain your money. Yes, we’re talking about paying through the nose for a hotel room. Fortunately, you don’t have to brace for impact and wince as you hand over your credit card. Here are three easy ways to save money… Read more

Filed Under: Money

Get a Grip on Your Finances

By Pauline

Not everyone is a financial expert. We all still struggle with managing our finances. It’s not until you finally wake up and admit you’re awful at handling money that you start to become better at it. It’s never too late to learn about finances as there is no expiration date. Today, there are thousands of… Read more

Filed Under: Money

5 Ways to Prepare Your Business for Brexit and Uncertainty

By Pauline

Brexit looks imminent, and what it will mean specifically for businesses in the UK is uncertain at this point. There is no doubt however that there will be major upheaval that will impact nearly every business of any size selling their products and services in the country or to any other country in the EU…. Read more

Filed Under: Money

How to Budget your SME Without Trying

By Pauline

Many companies have a difficult time figuring out how much capital they need to get their business off the ground and to grow their businesses. This is obviously a big problem, and it needs to be addressed by any business owner in this position. Here are some tips to help you get a better understanding… Read more

Filed Under: Money

4 Cost-Effective Ways to Stay Fit

By Pauline

Staying active and healthy isn’t easy –– and for many –– it isn’t cheap either. Indeed, just signing up for a gym membership can cost as much as $500-$1,200 per year. And hiring a personal trainer to help you get through your exercises may cost double that! Of course, it’s important to look after your… Read more

Filed Under: Money

4 Tips to Get a High Paying Job & Improve Your Financial Standing

By Pauline

Money means something different to everyone. Yet, at the end of the day, virtually all professionals care about their financial standing. It’s why high paying jobs are always in such demand. For all of the trouble that money causes, everyone still needs it. Of course, getting a high paying job isn’t easy. It requires plenty… Read more

Filed Under: Money

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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