Now that the holidays are behind us many people will be trying to tighten their belts – in more ways than one. Diets will begin as we all try to shed those extra pounds gained by overindulging in rich, decadent foods. At the same time, holiday spending guilt will no doubt force others to slash… Read more
Items You May Forget To Include In Your Budget
You wouldn’t forget to include your rent or car payment in your budget, but chances are you are forgetting one of these items. These irregular payments can often be overlooked. While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be… Read more
Why you need to fix your credit NOW
They say the best time to plant a tree was 20 years ago, and the next best time is now. The same goes for your credit score. I know, it’s annoying, and it can be tedious to look into years of financial data, and find out why your credit score is low. But it is… Read more
3 Easy Ways to Save on Your Next Hotel Room
Traveling is an incredible way to broaden your horizons, open your mind — and unfortunately, drain your money. Yes, we’re talking about paying through the nose for a hotel room. Fortunately, you don’t have to brace for impact and wince as you hand over your credit card. Here are three easy ways to save money… Read more
Get a Grip on Your Finances
Not everyone is a financial expert. We all still struggle with managing our finances. It’s not until you finally wake up and admit you’re awful at handling money that you start to become better at it. It’s never too late to learn about finances as there is no expiration date. Today, there are thousands of… Read more
5 Ways to Prepare Your Business for Brexit and Uncertainty
Brexit looks imminent, and what it will mean specifically for businesses in the UK is uncertain at this point. There is no doubt however that there will be major upheaval that will impact nearly every business of any size selling their products and services in the country or to any other country in the EU…. Read more
How to Budget your SME Without Trying
Many companies have a difficult time figuring out how much capital they need to get their business off the ground and to grow their businesses. This is obviously a big problem, and it needs to be addressed by any business owner in this position. Here are some tips to help you get a better understanding… Read more
4 Cost-Effective Ways to Stay Fit
Staying active and healthy isn’t easy –– and for many –– it isn’t cheap either. Indeed, just signing up for a gym membership can cost as much as $500-$1,200 per year. And hiring a personal trainer to help you get through your exercises may cost double that! Of course, it’s important to look after your… Read more
4 Tips to Get a High Paying Job & Improve Your Financial Standing
Money means something different to everyone. Yet, at the end of the day, virtually all professionals care about their financial standing. It’s why high paying jobs are always in such demand. For all of the trouble that money causes, everyone still needs it. Of course, getting a high paying job isn’t easy. It requires plenty… Read more
Everything You Need to Know About Guaranteed Approval Loans
About 1/3 of Americans have a credit score of 601 or lower — meaning that bad credit scores are much more common than you might think. A poor credit score can make it difficult for you to get approved for a credit card, impact your employment opportunities, and of course, make getting approved for a loan a serious… Read more
5 Things that Banks Don’t Want You to Know
Judging by their television commercials, websites and other marketing tools, banks aren’t just our pals: they’re the best friends we’ve ever had, and will ever hope to have. Basically, Shakespeare got it wrong: instead of comparing our beloved to a summer’s day, we should compare them to a bank (during any season of the year)…. Read more
Top steps to buying a home
If you are a first time buyer, getting on the property ladder can be a daunting tasks. Yes, property prices have gone up in the past few years, but mortgage rates are quite low, which is good news for you. 30 years ago, the Bank of England’s rate rose to 15% (!), now it sits… Read more