This post was sponsored by Lexington Law. They say the best time to plant a tree was 20 years ago, and the next best time is now. The same goes for your credit score. I know, it’s annoying, and it can be tedious to look into years of financial data, and find out why your… Read more
Viewing category: Personal Finance
7 Effective Ways to Stretch Your Meal Money
Now that the holidays are behind us many people will be trying to tighten their belts – in more ways than one. Diets will begin as we all try to shed those extra pounds gained by overindulging in rich, decadent foods. At the same time, holiday spending guilt will no doubt force others to slash… Read more
The Deadly Cost of Not Having a Will
An important part of managing our assets includes creating a will. Death isn’t something we want to think about, but it’s going to happen to us all. Having a will in place helps safeguard our desires upon death. Keep in mind that certain places may have laws in place regarding those who die without… Read more
The Lifetime ISA Explained
On April 6th, the start of the new financial year, a new ISA class was born. The Lifetime ISA, known as the LISA has been launched to help first time buyers and retirees save up for life’s uncertainties. A replacement for the Help-to-Buy ISA, the LISA allows for tax-free returns on deposits up to £4,000…. Read more
Items You May Forget To Include In Your Budget
You wouldn’t forget to include your rent or car payment in your budget, but chances are you are forgetting one of these items. These irregular payments can often be overlooked. While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be… Read more
How You Can Save Money On Healthcare
One benefit of living in the UK is the National Health Service, a public health service which provides free healthcare to UK citizens. While this covers the majority of a person’s healthcare needs, according to the Office for National Statistics, the average UK person spends around £2,000 on healthcare every year; a number that is… Read more
SavvyScot Special: Get £10 Cashback when you switch energy provider
Scroll down for details about our exclusive £10 cashback offer on your next energy switch! Are you paying too much in utilities? When was the last time you did a comparison search to make sure you are on the lowest tariff? Utility companies generally offer a very attractive rate to new customers for the first… Read more
Tips for Creating and Keeping a Budget on a Single Income
Whether it’s a temporary situation, or a long term position, budgeting on a single income can be tricky. Here are some hints and tips to make it easier. Before you begin, keep a spending log of all purchases and expenses for the previous month. Using this list, sit down with your spouse and discuss the… Read more
4 tips to reach your money goals + a chance to win £5,000!
As a finance blogger who talks about money all the time, I tend to consider that I am pretty good with all things money. But looking back at 2016, I realised that it’s been a decent year, though nothing extraordinary. You know why? I didn’t set goals. I just went with the flow, saved money… Read more
Are Money Market Accounts Safe?
You work hard to earn your money and want to keep it safe. With so many options for investing, how do you find out which one is the best for you? If you are interested in a money market account, continue reading to find out if it is right for you. What is a… Read more
Why Money Management Is Important
Payday is 3 days away and you are checking the balance in your banking account. $15.75 reads the balance. “How am I going to make it until payday?” you ask yourself. You need a few groceries and gas money. And you just remembered that a $10 subscription fee is going to be debited from your… Read more
Why investing should be boring
I’m probably going to offend some people who think investing is a thrill, but I find it really dull and boring. And I think for 99% of us, it should remain so. Here is how I go about it: I check out the reviews of the best online brokerage accounts, pick one based on… Read more