A new study, conducted on behalf of leading prepaid current account provider icount shows that the older generation of Brits are more savvy when it comes to taking action to improve their credit rating, with over a third of 45-54 year-olds believing that registering to vote will improve their credit score. What does this generation… Read more
Viewing posts tagged with: credit score
Most People Don’t Have a Firm Grasp of Credit Scores
For many of us, a credit score is an esoteric subject. To some, it’s this disembodied djinni which follows around our whole lives long, casting judgment on the way we spend our money, for reasons which are beyond our grasp. Well, the forces which drive our credit scores for good or for ill are actually… Read more
What is a credit score checklist?
Money worries are something almost everyone has been through, so knowing that you would be able to secure a loan in an emergency can be a real comfort when such concerns arise. But whether it is a credit card, a mortgage or a loan, most companies will use your credit score as a guideline… Read more
4 Challenges You Face If You Have Bad Credit
If you are one of the many people who suffer from bad credit then this article probably won’t surprise you. Still it’s important to note the many extra challenges you will have when you have a bad credit history as opposed to people who have average or excellent credit. First, you will have to pay… Read more
Things to Consider Before Taking Out a Loan
Below is a great article be Low Income Loans Assistance in the UK which outlines considerations of taking on loans. Learn more about this and financial alternatives at http://lowincomeloansassistance.co.uk/loans-for-people-on-benefits/. If you are falling behind on your bills or you want to make a purchase but do not have the funds readily available, you may be… Read more
How Interest from Debt Is Killing Your Financial Status
The below article outlines the impact of interest on credit card debt and utilises data from Australia. To learn more about finances check out Low Income Loans Australia, a personal finance site which helps low income earners with non-profit and government initiatives with regard to money matters. According to a recent study, Australians are… Read more
5 Reasons To Check Your Credit Score Today!
There is some shocking statistic about the number of people worldwide who have never checked their credit report. I can’t remember the exact percentage, but it is atrocious! Here are five reasons to try and persuade you. (I have saved the best until last) Verify that the Information Held on File is Correct Your… Read more