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The Savvy Scot

Personal finance and lifestyle blog

Viewing posts tagged with: interest rate

Introducing peer to peer New ISAs

By Pauline

Are you familiar with the new ISAs? They launched back in July 2014, and just like the “old” Individual Savings Account, they allow you to save money tax free, in the form or cash, or stocks and shares. The big changes of the New ISAs were a huge increase in the yearly allowance, to £15,000 per… Read more

Filed Under: Money Tagged With: allowance, cash isa, credit, interest rate, new isa, nisa, peer to peer, Save Money, savings, shares, tax, tax free, uk savings account

4 Challenges You Face If You Have Bad Credit

By Pauline

If you are one of the many people who suffer from bad credit then this article probably won’t surprise you. Still it’s important to note the many extra challenges you will have when you have a bad credit history as opposed to people who have average or excellent credit. First, you will have to pay… Read more

Filed Under: Money Tagged With: bad credit, bank, borrow, credit score, interest rate, loan, Money, mortgage

How to save money this New Year

By Pauline

  January is traditionally a month in which most of us are looking to cut-back and clear the debt we’ve accrued over the festive period. It’s a great time to think about where we went wrong in regard to finance the year before and how to put those faults right this year. Budget The first… Read more

Filed Under: Money Tagged With: budget, credit, debt, gaming, interest rate, Money, New Year, plan, save, saving

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