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The Savvy Scot

Personal finance and lifestyle blog

Viewing posts tagged with: lender

Paying off your mortgage early is easier than you think

By Pauline

Refinance your Mortgage

Five years, ago, I took out my very first mortgage and bought a three bed flat over the next thirty years. Interest rates were low, so I opted for an index tracker that hasn’t moved since. One of my favourite features about that mortgage is the ability to make small repayments whenever you feel like… Read more

Filed Under: Money Tagged With: bank, borrow, debt, lender, Money, mortgage, pay off, refinance, retirement

New social media advertising guidelines for payday lenders

By Pauline

  Following a raft of recent regulatory reforms and proposals, the Financial Conduct Authority has been cracking the whip once more, this time turning their attention towards the consumer credit industry’s use of social media to advertise their products. Much has changed since April 1, when the Financial Conduct Authority (FCA) began its regulatory regime…. Read more

Filed Under: Money Tagged With: borrow, facebook, fca, lender, loan, media, Money, payday, pinterest, social, twitter, vine, youtube

Demand for Housing Continues to Outstrip Supply

By Pauline

House

Prices are on the up, which shows strength, but the lack of housing supply is behind the increase. Yet again, the Royal Institution of Chartered Surveyors has revealed that all is not well with the Scottish housing market. There’s significant demand for housing but the supply of homes simply isn’t there, which is driving up… Read more

Filed Under: Money Tagged With: bank, borrow, debt, help to buy, House, Housing, lend, lender, mortgage

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