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The Savvy Scot

Personal finance and lifestyle blog

4 Challenges You Face If You Have Bad Credit

By Pauline

If you are one of the many people who suffer from bad credit then this article probably won’t surprise you. Still it’s important to note the many extra challenges you will have when you have a bad credit history as opposed to people who have average or excellent credit. First, you will have to pay… Read more

Filed Under: Money Tagged With: bad credit, bank, borrow, credit score, interest rate, loan, Money, mortgage

TODDLER DAMAGE PREVENTION TIPS FIT FOR A ROYAL HOUSEHOLD

By Pauline

As Prince George turns one (22nd July), the world is inundated with images of a beautiful calm and well behaved little prince. But mums and dads know too well that behind closed doors, every toddler can wreak Royal havoc, especially in the home. In fact, damage by animals and children are a common cause of… Read more

Filed Under: Money Tagged With: babies, budget, damage, household, Insurance, insure, parents, prevention, tips, toddler

Saving Money at Baby Showers

By Pauline

Baby Showers

    Good morning every one, this is a guest post from Glen, he is the owner of www.howtosavemoney.guru, a personal finance website dedicated to helping people save money and find financial freedom. Glen recently paid off over $300,000 in mortgage debt within 7 years, and he wants to share his money saving tips with others… Read more

Filed Under: Saving Money Tagged With: Baby Showers, pregnant woman, Saving Money, saving tips

Building Wealth Isn’t About How Much Money You Make

By Pauline

When you see the biggest house on the block, or someone driving a flashy sports car, what’s your first thought? Do you think that the owner of the house or the car is wealthy? Or how about the time that you caught a glimpse of your boss’ pay stub? Just a few quick calculations and… Read more

Filed Under: Money Tagged With: compare, fortune, Money, net worth, rich, wealth, wealthy

Ways of Building Wealth: It’s Just about Striking the Right Balance

By Pauline

Ways of Building Wealth It’s Just about Striking the Right Balance

Good morning! Today I am pleased to welcome Jonny Pean who is a veteran financial blogger with a vast array of blogs on money management tips, insurance, loans etc to his credit. With digital marketing as his forte Jonny Pean loves to explore the various facets of World Economy as well. His interest in finances… Read more

Filed Under: Personal Finance Tagged With: Balance, building, wealth

Help to Buy: did you know about Mortgage Guarantees and Equity Loans?

By Pauline

Many people are struggling to see how they might ever take that first step onto the property ladder, or move their growing family into a bigger home. With house prices rising, the government’s Help to Buy scheme aims to bridge the gap between a bullish property market and buyers who have been outpaced by the… Read more

Filed Under: Money Tagged With: deposit, government, help to buy, House, mortgage, property, scheme, UK

7 Tips for Finding the Best Personal Loan for Your Circumstances

By Pauline

Taking out a personal loan is a fantastic way of getting your hands on the money you need to purchase one of life’s more expensive treats. Whether you have your eyes on a new car or you want to realise a lifelong dream to travel the world, this type of credit facility gives you flexibility,… Read more

Filed Under: Money, Personal Finance Tagged With: borrow, cash, credit, credit card, debt, lending, loan, Money, peer to peer

How to check your credit report

By Pauline

If you are not familiar with the terminology, a credit report is a file that shows the history of your activity with credit. It will mention all the loans you have had, all the credit cards you have opened over the years, your mortgage and all other debts. Your credit report also tells if you have… Read more

Filed Under: Money Tagged With: check credit report, credit, credit card, debt, report, score

UK disposable incomes are on the rise

By Pauline

  There was an interesting press release a couple of days ago over at Scottish Friendly, talking about the UK’s disposable incomes. Well good news, Britons have seen a 3% rise in their disposable income over the last quarter. What is your disposable income? Simply put, it is the money you have left at the… Read more

Filed Under: Money Tagged With: disposable income, isa, savings, scottish friendly, study, UK

How credit works and why people resort to it

By Pauline

It’s likely that everybody has taken out or will take out credit at some point in their lives. The concept behind mortgages has been around for centuries, but home ownership only began to grow significantly in the twentieth century. According to the Office of National Statistics, 77% of households in England and Wales were renting… Read more

Filed Under: Money Tagged With: bad credit, consolidation, credit card, debt, evolution, loan, Money

Britain to introduce plastic banknotes

By Pauline

  I do not have the statistics handy, but just like when you are about to eat bread and butter, and the slice of bread almost systematically falls on the floor on the buttery side, I would bet you that the one time you forgot money in your pair of jeans was the time you… Read more

Filed Under: Money Tagged With: amex, credit, credit card, debt, plastic, plastic banknote, polymere, rewards

Top 7 bodyweight exercises

By Pauline

bodyweight exercises

Воdуwеіght ехеrсіsеs саn bе іnсrеdіblу еffесtіvе fоr buіldіng musсlе. Іn fасt sоmе оf thеm аrе аt lеаst аs еffесtіvе аs usіng wеіghts. Мауbе mоrе sо. Fоr ехаmрlе, whо wоuld аrguе thаt сhіn-uрs аrе mоrе еffесtіvе thаn рulldоwns fоr buіldіng а wіdе bасk? Аnd раrаllеl bаr dірs аrе аt lеаst аs gооd аs thе bеnсh рrеss… Read more

Filed Under: Fitness Tagged With: being healthy, body weight, Exercise, top 7, weight

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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