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The Savvy Scot

Personal finance and lifestyle blog

Viewing posts tagged with: House

Over Half of Brits think they will own a house by the time they are 30

By Pauline

  Surveys consistently show that it’s becoming increasingly difficult to buy a home. For many young Brits, buying a home has become a statement of financial investment or commitment to a partner. With new research from icount, showing that 60% of Brits think they will own a house by the time they are 30. Why… Read more

Filed Under: Money Tagged With: House

How to Get a House Ready to Sell

By savvyscot

Ready to Sell

  Whatever your reason, you have a house to sell. It doesn’t matter for what occasion, this guide will help you get through the process. The following are the many things to consider:   Repair   You’ve probably seen those home renovation shows. What often happens is some sucker sells their house for way under… Read more

Filed Under: Investing, Personal Finance Tagged With: House, house for sale, sell a house

Is your house disaster proof?

By Pauline

house disaster proof

  There is a reason why the saying goes “home, sweet home”.  It is one of our most personal belongings and the place that keeps us safe. The mere fact that we sleep in our home totally vulnerable is enough proof that we think it to be the safest place imaginable. Sometimes natural calamity can… Read more

Filed Under: Investing, Personal Finance Tagged With: House, house disaster proof, natural disaster

4 things to consider before buying a house on your own

By Pauline

4 things to consider before buying a house on your own

I own a property in the UK that I bought alone a few years ago. Even though I had a boyfriend at the time, he had no interest in co-signing and I didn’t have much interest in getting him on board. Not that I didn’t love him at the time, but I knew it was… Read more

Filed Under: Personal Finance Tagged With: borrow, buy house alone, debt, flat, House, loan, Money, mortgage, property, real estate

Would you have roommates as a family?

By Pauline

Would you have roommates as a family

I read an article on The Atlantic about two married couples getting a  house together in D.C. so they could split the mortgage and other household duties “for the next few decades hopefully”. While I have lived with roommates for most of my college years and the first few years as a professional, I always… Read more

Filed Under: Saving Money Tagged With: House, roommates

Help to Buy: did you know about Mortgage Guarantees and Equity Loans?

By Pauline

Many people are struggling to see how they might ever take that first step onto the property ladder, or move their growing family into a bigger home. With house prices rising, the government’s Help to Buy scheme aims to bridge the gap between a bullish property market and buyers who have been outpaced by the… Read more

Filed Under: Money Tagged With: deposit, government, help to buy, House, mortgage, property, scheme, UK

Demand for Housing Continues to Outstrip Supply

By Pauline

House

Prices are on the up, which shows strength, but the lack of housing supply is behind the increase. Yet again, the Royal Institution of Chartered Surveyors has revealed that all is not well with the Scottish housing market. There’s significant demand for housing but the supply of homes simply isn’t there, which is driving up… Read more

Filed Under: Money Tagged With: bank, borrow, debt, help to buy, House, Housing, lend, lender, mortgage

A lifetime of savings part 2: Saving money in your 30s

By Pauline

Saving money in your 30s

Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life. Now let’s see what should be tackled in your 30s.   Make up for your 20s Don’t beat yourself up. You have made mistakes in… Read more

Filed Under: Personal Finance Tagged With: 30s, family budget, House, new job, save, saving

Downsizing your home: rules for going small

By Pauline

Downsizing your home

  With the tiny home movement in full swing, many people are downsizing their homes to something much smaller. City dwellers are trading living space for location and convenience. With home taxes, insurance, utility and upkeep costs rising every day, you may end up asking yourself if you really need all the space you now… Read more

Filed Under: Change Tagged With: downsizing, Downsizing your home, home, House, small

Top 4 things to think about when buying a car or a home

By Pauline

    When making large purchases such as a vehicle or a house, many buyers start the process by going to a car dealer or meeting with a realtor. The only research that is completed is often with brief and shallowInternet searches;taking the time to gather essential information can lead to a smooth buying process… Read more

Filed Under: Money Tagged With: buying, buying a car, buying a home, car, cars, home, House

Blog Recap, House, Holidays & Fitness

By savvyscot

Hey Everyone! I am very aware that I have not posted much recently – believe me when I say this is NOT my choice!! We still do not have internet at our New House so it is proving to be very difficult to post. (I am writing this in my lunch break at work). I thought it… Read more

Filed Under: Updates Tagged With: Blog, Blog Recap, Fitness, Holidays, House

Tomorrow We Will Own a House

By savvyscot

House

Quick Update – Very Excited about tomorrow – WE GET THE KEYS TO OUR VERY OWN HOUSE 😀 !!!!! Today’s post is a Link back to an older post I wrote (before a lot of you started reading) called Attitude is Everything. After reading Money Beagle’s Article – A Tale of Two Customer Service Experiences… Read more

Filed Under: Change Tagged With: attitude, House, New House

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