Many people are struggling to see how they might ever take that first step onto the property ladder, or move their growing family into a bigger home. With house prices rising, the government’s Help to Buy scheme aims to bridge the gap between a bullish property market and buyers who have been outpaced by the… Read more
7 Tips for Finding the Best Personal Loan for Your Circumstances
Taking out a personal loan is a fantastic way of getting your hands on the money you need to purchase one of life’s more expensive treats. Whether you have your eyes on a new car or you want to realise a lifelong dream to travel the world, this type of credit facility gives you flexibility,… Read more
How to check your credit report
If you are not familiar with the terminology, a credit report is a file that shows the history of your activity with credit. It will mention all the loans you have had, all the credit cards you have opened over the years, your mortgage and all other debts. Your credit report also tells if you have… Read more
UK disposable incomes are on the rise
There was an interesting press release a couple of days ago over at Scottish Friendly, talking about the UK’s disposable incomes. Well good news, Britons have seen a 3% rise in their disposable income over the last quarter. What is your disposable income? Simply put, it is the money you have left at the… Read more
How credit works and why people resort to it
It’s likely that everybody has taken out or will take out credit at some point in their lives. The concept behind mortgages has been around for centuries, but home ownership only began to grow significantly in the twentieth century. According to the Office of National Statistics, 77% of households in England and Wales were renting… Read more
Britain to introduce plastic banknotes
I do not have the statistics handy, but just like when you are about to eat bread and butter, and the slice of bread almost systematically falls on the floor on the buttery side, I would bet you that the one time you forgot money in your pair of jeans was the time you… Read more
Top 7 bodyweight exercises
Воdуwеіght ехеrсіsеs саn bе іnсrеdіblу еffесtіvе fоr buіldіng musсlе. Іn fасt sоmе оf thеm аrе аt lеаst аs еffесtіvе аs usіng wеіghts. Мауbе mоrе sо. Fоr ехаmрlе, whо wоuld аrguе thаt сhіn-uрs аrе mоrе еffесtіvе thаn рulldоwns fоr buіldіng а wіdе bасk? Аnd раrаllеl bаr dірs аrе аt lеаst аs gооd аs thе bеnсh рrеss… Read more
It’s Time to Stop Being Your Own Worst Enemy
The percentage of mistakes in quick decisions is no greater than in long-drawn-out vacillations, and the effect of decisiveness itself “makes things go” and creates confidence. — Anne O’Hare McCormick Indecisiveness is a paralyzing condition. This is true for governments, businesses and individuals. Do you find yourself grappling with uncertainty? Do you spend hours… Read more
Can You Sell You Home in 7 Days?
Sometimes when you are looking to move home you will need the process to happen as quickly as possible. This could be so that you can purchase a new property, you could be looking to raise money for a new business, you could be going through divorce, facing repossession or you may want… Read more
Receive Large Sums for Items Lying Around at Home
One of the fastest and easiest ways to get some quick cash involves simply looking around your home. Most homes will contain all kinds of items which can then be taken to a pawnshop, and many of these places will pay good money for any kind of asset. This could be jewellery, a… Read more
Demand for Housing Continues to Outstrip Supply
Prices are on the up, which shows strength, but the lack of housing supply is behind the increase. Yet again, the Royal Institution of Chartered Surveyors has revealed that all is not well with the Scottish housing market. There’s significant demand for housing but the supply of homes simply isn’t there, which is driving up… Read more
DIY car repairs: not as complicated as you think
One thing I don’t like about the “modern world” we live in, is that while we are able to talk to someone on the other side of the planet, most of us are completely useless when it comes to perform a simple task around the house. Sure, you can change a light bulb, but if… Read more