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The Savvy Scot

Personal finance and lifestyle blog

Insolvency declines in Scotland

By Pauline

We often talk about debt management around here, and how your debt should be your number one target to crush before you tackle any other financial goals. Well good news, people having to resort to bankruptcy have declined lately, showing a more responsible approach to debt and better financial management. Protected trust deeds are available to… Read more

Filed Under: Money Tagged With: Bankruptcy, credit, Credit cards, debt, Insolvency, loans, mortgage, trust deed

Are Binary Options Legal in the USA – Definitive Guide

By Pauline

Binary options are a hotly debated topic these days. The United States is at this moment the largest binary options trading market on the globe. This is despite the fact that most of the companies that accept the registration of USA binary options traders are not respecting US laws. Since this topic is so popular… Read more

Filed Under: Money Tagged With: binary, Binary Trading, invest, options, put, stock, trading

Three Ways to Save Money When You Start a Business

By Pauline

  Although the global recession has pretty much subsided and many nations are feeling more prosperous compared even with a single year ago, if you’re looking to start a business, you’re not out of the woods yet. Although there has been an increase in the profitability of most businesses – particularly those in the services… Read more

Filed Under: Guest Posts Tagged With: Business, Save Money, Start a Business, three ways, tips

Would you have roommates as a family?

By Pauline

Would you have roommates as a family

I read an article on The Atlantic about two married couples getting a  house together in D.C. so they could split the mortgage and other household duties “for the next few decades hopefully”. While I have lived with roommates for most of my college years and the first few years as a professional, I always… Read more

Filed Under: Saving Money Tagged With: House, roommates

My bank is awesome

By Pauline

My bank is awesome

I rarely sing the praises of anything, let alone a bank, but I have to say, Santander, you rock. I already talked around here about their 123 bank account that gives you a 3% interest rate if you keep a balance of over £2,000 ($3,000) on your current account, allowing you to forget about moving… Read more

Filed Under: Uncategorized Tagged With: ATM, bank, Banking, Money

4 Challenges You Face If You Have Bad Credit

By Pauline

If you are one of the many people who suffer from bad credit then this article probably won’t surprise you. Still it’s important to note the many extra challenges you will have when you have a bad credit history as opposed to people who have average or excellent credit. First, you will have to pay… Read more

Filed Under: Money Tagged With: bad credit, bank, borrow, credit score, interest rate, loan, Money, mortgage

TODDLER DAMAGE PREVENTION TIPS FIT FOR A ROYAL HOUSEHOLD

By Pauline

As Prince George turns one (22nd July), the world is inundated with images of a beautiful calm and well behaved little prince. But mums and dads know too well that behind closed doors, every toddler can wreak Royal havoc, especially in the home. In fact, damage by animals and children are a common cause of… Read more

Filed Under: Money Tagged With: babies, budget, damage, household, Insurance, insure, parents, prevention, tips, toddler

Saving Money at Baby Showers

By Pauline

Baby Showers

    Good morning every one, this is a guest post from Glen, he is the owner of www.howtosavemoney.guru, a personal finance website dedicated to helping people save money and find financial freedom. Glen recently paid off over $300,000 in mortgage debt within 7 years, and he wants to share his money saving tips with others… Read more

Filed Under: Saving Money Tagged With: Baby Showers, pregnant woman, Saving Money, saving tips

The high cost of being disorganized

By savvyscot

I was driving home from work today when it occurred to me how expensive being disorganized can be. How much money could we collectively save by tightening the belt and being a little more responsible?! Let me break this into three categories:   Being Disorganized with Meals Groceries are undoubtedly one of the biggest expenses… Read more

Filed Under: Money Tagged With: Being Disorganized Costs A Fortune, Disorganized, Disorganized costs cash, flight, Holidays, hotel, management, plan, time, travel

10 Things That Changed the World this Decade

By savvyscot

Changed the World

Look around you. How many things do you see that didn’t exist ten years ago? A 3D LED television? Smartphones? Digital Books? MP3 players? High-powered games consoles…. The list goes on. While I can’t help but be curious about what our homes may look like ten years from now, I wonder how many of these… Read more

Filed Under: Money Tagged With: 10 technology improvements, 10 things that change the world, ten improvements, ten things can't live without, ten things that change the world

Building Wealth Isn’t About How Much Money You Make

By Pauline

When you see the biggest house on the block, or someone driving a flashy sports car, what’s your first thought? Do you think that the owner of the house or the car is wealthy? Or how about the time that you caught a glimpse of your boss’ pay stub? Just a few quick calculations and… Read more

Filed Under: Money Tagged With: compare, fortune, Money, net worth, rich, wealth, wealthy

Ways of Building Wealth: It’s Just about Striking the Right Balance

By Pauline

Ways of Building Wealth It’s Just about Striking the Right Balance

Good morning! Today I am pleased to welcome Jonny Pean who is a veteran financial blogger with a vast array of blogs on money management tips, insurance, loans etc to his credit. With digital marketing as his forte Jonny Pean loves to explore the various facets of World Economy as well. His interest in finances… Read more

Filed Under: Personal Finance Tagged With: Balance, building, wealth

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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