I was driving home from work today when it occurred to me how expensive being disorganized can be. How much money could we collectively save by tightening the belt and being a little more responsible?! Let me break this into three categories: Being Disorganized with Meals Groceries are undoubtedly one of the biggest expenses… Read more
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Start Investing Using the Time Value of Money
Investing can be a difficult goal to get started. Many people make shaky commitments to start investing if and when their disposable income increases.The savings from trimming certain expenses may seem too small to make a difference for retirement planning. These oversights can be avoided by understanding the time value of money. In basic terms,… Read more