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The Savvy Scot

Personal finance and lifestyle blog

First-time buyers: 10 things you need to know about mortgages

By savvyscot

Getting on to the property ladder is a big decision. First-time buyers face a lot of stress and work, from meeting with banks, brokers and advisers and working out the true costs of buying a house to viewing properties and enduring sleepless nights as they wait to hear whether their offer has been accepted. But… Read more

Filed Under: Personal Finance Tagged With: first time buyer, first time buyer tips, mortgage advice, mortgage tips

5 Reasons Regular Financial Check-Ups are Important

By savvyscot

Financial Check-Ups are Important

Every six months or so, I used to go to the dentist for a check-up. Since moving out of home to University, the check-ups became less and less frequent – realistically becoming annual check-ups. Unfortunately since graduating and moving to London a couple of years ago I am ashamed to admit I haven’t visited a… Read more

Filed Under: Personal Finance Tagged With: 5 reasons for a financial check-up, checking finances, importance of budgeting, importance of financial check-ups, monitor finances, reasons to budget, reasons to check up on finances, reasons to watch your money

8 Things You Should Do Before Moving Into a New Home

By savvyscot

Moving home is one of those things that usually fills me with dread, however if the time calls for it and I fancy a change of scenery I usually make sure I follow the following tips to ensure that my move goes as smoothly as possible and that I don’t forget some of the most… Read more

Filed Under: Entertainment Tagged With: moving home, moving into a new house, New House, tips for moving home

6 Life Lessons from Warren Buffett

By savvyscot

6 Life Lessons

Warren Buffett will turn 83 this August. He has been on the Forbes 400 List for more than 20 years. Despite the odds in stock trading and the high-risk derivatives market, Buffett has been able to use vital life principles to scale several hurdles pitted against him and his company. One which stared him in… Read more

Filed Under: Entertainment Tagged With: life lessons, Life lessons from Warren Buffett, warren buffett lessons

Technology can help your personal finances

By savvyscot

One of the biggest challenges when it comes to sorting your finances is trying to understand and track all your income and outgoings. Most of us have multiple online portals: Perhaps a couple of banks, credit card companies, investment companies, energy companies, tv, broadband, mobile phones etc. This leads to dozens of credentials and a… Read more

Filed Under: Money Tagged With: budgeting software, how to track spending, money dashboard, spending spreadsheet, technology to track spending, Track spending, tracking spending, what is money dashboard

Things You Need To Know When Starting a Business

By savvyscot

If you’re new to the business world and are thinking of starting your own company, then look no further. Setting up a business is a relatively simple matter, but getting it to survive is the hard part. The following is some important tips that all business owners should follow to ensure they’re keeping up with… Read more

Filed Under: Money Making Tagged With: cost of starting a business in the UK, how do i start a business in the uk, starting a business in the UK, tips on starting a business

It’s a New Tax Year – Time to sort out your finances!

By savvyscot

If you didn’t quite stick to your New Year’s resolution to sort out your finances, the good news is that you’ve been given a second chance. The 6th of April heralded the start of the new tax year, meaning you have another shot at organising your money, sorting out your credit cards and getting a… Read more

Filed Under: Personal Finance Tagged With: finances, new tax year, Tax year

The Gold Basics You Need to Know Before You Invest

By savvyscot

Gold is often seen as the last safehouse for your wealth when other assets are too unreliable. The pound has struggled since the beginning of Brexit talks, with uncertainty about the deal driving prices down and votes to delay helping prices up. Many believe that post-Brexit, the pound will recover as clarity comes to the… Read more

Filed Under: Money

Invest in gold: diversify and protect your nest egg

By savvyscot

Gold has always been a pretty attractive investment, as a way to preserve wealth from inflation and currency swings. Gold is one of the rare assets that has held its value over the course of several centuries. Because it is a physical investment, it is always recognized for its tangible value, rather than a piece… Read more

Filed Under: Money

How You Can Lower Three Major Bills With Quick Phone Calls

By savvyscot

The average American household is $137,063 in debt, according to the Federal Reserve. Factored into such a huge number are student loans, mortgages, and credit card bills. To help stave off costs, many Americans are trying to think outside of the box and leverage their dollars as best as they can. Platforms like The1HourWorkWeek.com allows… Read more

Filed Under: Money

Is Swagbucks a Legit Way to Make Money?

By savvyscot

Online there are all sorts of scams that promise fast money but offer the exact opposite. At the same time, there are also plenty of legitimate sites that people can use to make money. One of the most popular sites that allow users to earn points that can be redeemed for cash is Swagbucks. The… Read more

Filed Under: Money

5 Resources For Anyone Trying To Pay Off Debt

By savvyscot

Paying off debt can be a long and sometimes intimidating process. Money in and of itself is a sensitive subject, but owing money can be even more so. That’s why we’ve taken the time to compile this list of resources for anyone trying to get out of debt. You’ll find everything you need to get… Read more

Filed Under: Money

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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