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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Personal Finance

Get cash back for a cause with Giving Assistant

By Pauline

We all try to save money when we shop, and for online shopping one easy trick is to look for coupon codes upon check out. I don’t know if you do it often, but I find the process pretty frustrating. The coupon codes rarely work, and it takes quite some time to browse several sites… Read more

Filed Under: Personal Finance Tagged With: assistant

Make Money Selling Your Old Books, CDs and DVDs Online

By Pauline

  A survey from Ziffit has found that 30% of UK households sell their things for cash, in spite of the average UK home containing 119 unused books, CDs and DVDs! While this is not a way to make millions, this is definitely an easy way to make some cash while getting rid of your… Read more

Filed Under: Personal Finance Tagged With: make money, selling your old books

Can we really trust financial advisors?

By savvyscot

Can we really trust financial advisors? So here are 8 things you need to know before making that man your financial advisor

You really shouldn’t trust strangers in money related issues, especially when your own wealth is involved. But undeniably wealth management is necessary and you might just not know all there is to properly invest. So financial advisors are necessary and they will not “steal” your cash (unless they are con-men) par say, but they might… Read more

Filed Under: Personal Finance Tagged With: Financial Advisors

The Earth Awaits: Discover Amazing Places to Retire

By Pauline

This is a guest post from The Frugal Vagabond, a personal finance blogger and software engineer living in the San Francisco Bay Area of California. He writes about personal finance, travel hacking, and early retirement, and is always looking for new and creative ways to live a life of his own design. He can be… Read more

Filed Under: Personal Finance Tagged With: retire, retirement

Is Living in the Country the Right Financial Move for You?

By savvyscot

One of the best reasons to live in the country is you’re not as directly pressured to ‘keep up with the Joneses.

I grew up on a farm in a very rural location. We had livestock, farmland and our closest neighbor was barely within walking distance. What a change from the city life that most people experience in the 21st century.   After graduating high school, I moved to a city to go to college. I later… Read more

Filed Under: Personal Finance, Saving Money Tagged With: lifestyle, Saving Money

10 “Bad” Money Habits and How to Get Rid of Them

By Pauline

10 "Bad" Money Habits and How to Get Rid of Them

One of the things that make bad money habits hard to break is that we don’t even recognize we have them in the first place.  Just as with any other issue we may have in life, the first step to start improving it is to spot it and then turn it around. These 10 bad… Read more

Filed Under: Personal Finance, Saving Money Tagged With: bad habits, bad money habits, Money

When Is Enough (Spending) Enough?

By savvyscot

In the article, he discussed what it was like to be that rich. It’s interest to read about people like this. Because I feel most millionaires are wealthy. They don’t have much to be gained by telling their story so they just keep quiet.

I recently read an article about someone who became a decamillionaire overnight. Now, of course he worked for years to get to that point. But he didn’t make much money at all. Then, another company bought his project – for over $10,000,000 (£6,957,804.40). He went from being near the poverty line to being very rich…. Read more

Filed Under: Personal Finance, Saving Money Tagged With: spending

How to be Successful in Whatever you Do

By savvyscot

However not inspired enough to think that you are capable of ever reaching or exceeding their level of success. In fact, although you've listened to their challenges from them personally, your focus becomes their success and riches NOW!

  Maybe you’ve heard the success stories of Steve Jobs, Warren Buffet, and Oprah Winfrey.  You listen as they describe some unimaginable challenges and become inspired by journey.  However not inspired enough to think that you are capable of ever reaching or exceeding their level of success. In fact, although you’ve listened to their challenges… Read more

Filed Under: Personal Finance, Self Development Tagged With: Successful

Why Airbnb’s Are Better Than Hotels

By savvyscot

Let’s get started counting the many reasons you should choose Airbnb next time you leave home.

This is a money blog so I’m sure you think I’m going to be raving about the savings. You’re correct! It is dramatically cheaper to go with an Airbnb than a hotel. It’s not uncommon to find a private bedroom at an Airbnb to be one-fifth of what a hotel charges. Furthermore, you get so… Read more

Filed Under: Personal Finance, Saving Money Tagged With: airbnb, Saving Money, tips

How Minimalists Manage to Get by on so Little (Whilst Saving Thousands!)

By savvyscot

I’ve been a minimalist most of my life. This is what I can tell you about how to live on less, so should you choose this lifestyle (and yes - it is a lifestyle). Let’s start at home.

Minimalism is being quite popular with millennials. Maybe it’s because the word minimalism and millennial are so similar. I digress.   There are many misconceptions about how to live like a minimalist. Many people believe minimalists live a life of depravity. However, modern day minimalists don’t live like Gandhi. In fact, they have anything they… Read more

Filed Under: Personal Finance, Saving Money Tagged With: minimalists, saving

The Perils of an All Cash Budget

By savvyscot

Digital currency is better in every respect. In fact, physical currency will become a thing of the past soon. Denmark, Norway, Sweden all plan to go to a cashless society. Many other countries, no doubt, will follow suit.

A popular trend over the past decade has been to spit in the face of digital currently and use paper money instead. Why? Many people believe that paper money keeps you from overspending. You only have a set amount. Once you spend it, it’s gone.   In theory, this sounds nice. You simply keep cash… Read more

Filed Under: Personal Finance Tagged With: Cash Budget, The Perils

The Money Mentality of Americans

By savvyscot

The Money Mentality of Americans

America is a powerhouse. In terms of economy, entertainment, news, politics, you name it. So what is it about the mentality of Americans has enables them to be involved in so much? Is it a good mentality? Are they happy? Are they as rich as they seem? Let’s determine what makes Americans tick, today on… Read more

Filed Under: Personal Finance Tagged With: American, Americans, money mentality

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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