This is a guest post from The Frugal Vagabond, a personal finance blogger and software engineer living in the San Francisco Bay Area of California. He writes about personal finance, travel hacking, and early retirement, and is always looking for new and creative ways to live a life of his own design. He can be… Read more
Viewing category: Personal Finance
Is Living in the Country the Right Financial Move for You?
I grew up on a farm in a very rural location. We had livestock, farmland and our closest neighbor was barely within walking distance. What a change from the city life that most people experience in the 21st century. After graduating high school, I moved to a city to go to college. I later… Read more
10 “Bad” Money Habits and How to Get Rid of Them
One of the things that make bad money habits hard to break is that we don’t even recognize we have them in the first place. Just as with any other issue we may have in life, the first step to start improving it is to spot it and then turn it around. These 10 bad… Read more
When Is Enough (Spending) Enough?
I recently read an article about someone who became a decamillionaire overnight. Now, of course he worked for years to get to that point. But he didn’t make much money at all. Then, another company bought his project – for over $10,000,000 (£6,957,804.40). He went from being near the poverty line to being very rich…. Read more
How to be Successful in Whatever you Do
Maybe you’ve heard the success stories of Steve Jobs, Warren Buffet, and Oprah Winfrey. You listen as they describe some unimaginable challenges and become inspired by journey. However not inspired enough to think that you are capable of ever reaching or exceeding their level of success. In fact, although you’ve listened to their challenges… Read more
Why Airbnb’s Are Better Than Hotels
This is a money blog so I’m sure you think I’m going to be raving about the savings. You’re correct! It is dramatically cheaper to go with an Airbnb than a hotel. It’s not uncommon to find a private bedroom at an Airbnb to be one-fifth of what a hotel charges. Furthermore, you get so… Read more
How Minimalists Manage to Get by on so Little (Whilst Saving Thousands!)
Minimalism is being quite popular with millennials. Maybe it’s because the word minimalism and millennial are so similar. I digress. There are many misconceptions about how to live like a minimalist. Many people believe minimalists live a life of depravity. However, modern day minimalists don’t live like Gandhi. In fact, they have anything they… Read more
The Perils of an All Cash Budget
A popular trend over the past decade has been to spit in the face of digital currently and use paper money instead. Why? Many people believe that paper money keeps you from overspending. You only have a set amount. Once you spend it, it’s gone. In theory, this sounds nice. You simply keep cash… Read more
The Money Mentality of Americans
America is a powerhouse. In terms of economy, entertainment, news, politics, you name it. So what is it about the mentality of Americans has enables them to be involved in so much? Is it a good mentality? Are they happy? Are they as rich as they seem? Let’s determine what makes Americans tick, today on… Read more
When It’s Ok to Invest Instead of Paying Off Debt
This is a guest post from Kayla on behalf of ListenMoneyMatters.com. Kayla is a personal finance blogger in her mid-20s who loves to write about money topics of all kinds. Let me know if you would like to guest post on Savvy Scot! When you have some debt to pay off, but you also know you… Read more
Wise Ways to Stay in Your Home Longer
If you’re aging, you probably want to stay in your home as long as possible. And who can blame you? It’s your home after all. It’s comfortable. You’re independent. And you have everything you need. But staying at home comes with its challenges. The point of this blog post is to attack those challenges… Read more
Make saving effortless with Plum
I have talked a lot around here about willpower. We have a limited amount of it, and that is why many successful entrepreneurs try to remove trivial decision making from their busy lives, so they can focus on what is really important. Yes, that’s why Steve Jobs wore the same outfit every day. No… Read more