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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Personal Finance

Why Money Management Is Important

By Pauline

Money management includes budgeting, saving, and planning ahead. The first step to money management would be to have a budget. Creating a budget is as simple as knowing what your income and expenses are on a monthly basis and keeping track of them.

Payday is 3 days away and you are checking the balance in your banking account.  $15.75 reads the balance. “How am I going to make it until payday?” you ask yourself. You need a few groceries and gas money. And you just remembered that a $10 subscription fee is going to be debited from your… Read more

Filed Under: Personal Finance Tagged With: money management

Why investing should be boring

By Pauline

  I’m probably going to offend some people who think investing is a thrill, but I find it really dull and boring. And I think for 99% of us, it should remain so. Here is how I go about it: I check out the reviews of the best online brokerage accounts, pick one based on… Read more

Filed Under: Personal Finance Tagged With: investing

Don’t Live an “Auto-Pilot” Life; Start Setting Goals

By Pauline

For me…I see life in a different way. I have dreams. I have a vision of the life I want to live and I can assure you that it’s not an Auto Pilot life.

This is a guest post from Jacob, enjoy!   I know a lot of people who are living an “Auto-Pilot” life. For a lot of them, their life looks like this… · They work a dead-end job that they hate. · Because of that dead-end job, they live for the weekend. · Yet, when the… Read more

Filed Under: Personal Finance Tagged With: auto pilot, Financial Planning, life goals

The Reasons Why People Get into Debt

By savvyscot

The Reasons Why People Get into Debt

When we are born, we have no debt. We don’t owe anyone anything. Yet the average person has thousands of pounds in credit card debt. The purpose of this blog post is to flesh out the reasons for the change. Do people get debt because they can’t help but get debt? Or have they made… Read more

Filed Under: Personal Finance Tagged With: debt, Get into Debt

Happy Holidays!

By Pauline

Happy holidays! Have a Merry Christmas, and a Happy New Year, see you in 2017!

We’ll keep this one short and sweet. I hope you all had a lovely year, saved a ton of money and reached your goals 🙂 It has been a great year here at the Savvy Scot, views are up, we had a few cool features on bigger publications, and are very much looking forward to… Read more

Filed Under: Personal Finance Tagged With: happy holidays, holiday

EASY AND SMART WAYS HOW TO SAVE MONEY ON GAS

By Pauline

Once you get a car, there never ending dilemma starts – how to be able to drive wherever you like without filling the tank every day. Knowing the fact, that gas today is not the cheapest thing, a few tips which might help out to save money might be pretty handy. So, we are going to… Read more

Filed Under: Personal Finance Tagged With: Save Money, save money on gas

The only financial number you need to know

By Pauline

For financial and business goals, this means knowing your financial number. I believe that knowing exactly what you’re trying to accomplish allows you to focus your efforts in business on reaching concrete milestones.

John Delia is a young developer and landlord from East Hills, NY now residing in Columbus, OH. He studies City and Regional Planning at The Ohio State University. Having started his own investment firm at age 21, he now writes and talks about building passive income through real estate and living life on purpose at Life… Read more

Filed Under: Personal Finance Tagged With: financial number

How to Quit Your Job on Good Terms

By savvyscot

Quit Your Job on Good Terms

Everything in life is about timing. When you get married, when you get pregnant, when you buy your first house, when you quit your job. Yes, most of us will quit a job at some point in our lives. Gone are the days of our grandparents when a person did the same job for 40… Read more

Filed Under: Personal Finance Tagged With: how to, quit your job

4 Ways to Become Rich

By Pauline

Unless you are lucky enough to marry someone wealthy or win the lottery, getting rich is not a fast process. But there are four ways to become rich if you really want to build wealth.

This is a post from Kayla of FrugalRules.com. Kayla is a personal finance blogger in her mid-20s who loves to write about money topics of all kinds. Let me know if you would like to guest post on Savvy Scot! We all want to become rich, but that doesn’t mean everyone is able to accomplish… Read more

Filed Under: Personal Finance Tagged With: tips, ways to become rich

Get cash back for a cause with Giving Assistant

By Pauline

We all try to save money when we shop, and for online shopping one easy trick is to look for coupon codes upon check out. I don’t know if you do it often, but I find the process pretty frustrating. The coupon codes rarely work, and it takes quite some time to browse several sites… Read more

Filed Under: Personal Finance Tagged With: assistant

Make Money Selling Your Old Books, CDs and DVDs Online

By Pauline

  A survey from Ziffit has found that 30% of UK households sell their things for cash, in spite of the average UK home containing 119 unused books, CDs and DVDs! While this is not a way to make millions, this is definitely an easy way to make some cash while getting rid of your… Read more

Filed Under: Personal Finance Tagged With: make money, selling your old books

Can we really trust financial advisors?

By savvyscot

Can we really trust financial advisors? So here are 8 things you need to know before making that man your financial advisor

You really shouldn’t trust strangers in money related issues, especially when your own wealth is involved. But undeniably wealth management is necessary and you might just not know all there is to properly invest. So financial advisors are necessary and they will not “steal” your cash (unless they are con-men) par say, but they might… Read more

Filed Under: Personal Finance Tagged With: Financial Advisors

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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