Whether it’s a temporary situation, or a long term position, budgeting on a single income can be tricky. Here are some hints and tips to make it easier. Before you begin, keep a spending log of all purchases and expenses for the previous month. Using this list, sit down with your spouse and discuss the… Read more
Viewing category: Personal Finance
4 tips to reach your money goals + a chance to win £5,000!
As a finance blogger who talks about money all the time, I tend to consider that I am pretty good with all things money. But looking back at 2016, I realised that it’s been a decent year, though nothing extraordinary. You know why? I didn’t set goals. I just went with the flow, saved money… Read more
Are Money Market Accounts Safe?
You work hard to earn your money and want to keep it safe. With so many options for investing, how do you find out which one is the best for you? If you are interested in a money market account, continue reading to find out if it is right for you. What is a… Read more
Why Money Management Is Important
Payday is 3 days away and you are checking the balance in your banking account. $15.75 reads the balance. “How am I going to make it until payday?” you ask yourself. You need a few groceries and gas money. And you just remembered that a $10 subscription fee is going to be debited from your… Read more
Why investing should be boring
I’m probably going to offend some people who think investing is a thrill, but I find it really dull and boring. And I think for 99% of us, it should remain so. Here is how I go about it: I check out the reviews of the best online brokerage accounts, pick one based on… Read more
Don’t Live an “Auto-Pilot” Life; Start Setting Goals
This is a guest post from Jacob, enjoy! I know a lot of people who are living an “Auto-Pilot” life. For a lot of them, their life looks like this… · They work a dead-end job that they hate. · Because of that dead-end job, they live for the weekend. · Yet, when the… Read more
The Reasons Why People Get into Debt
When we are born, we have no debt. We don’t owe anyone anything. Yet the average person has thousands of pounds in credit card debt. The purpose of this blog post is to flesh out the reasons for the change. Do people get debt because they can’t help but get debt? Or have they made… Read more
Happy Holidays!
We’ll keep this one short and sweet. I hope you all had a lovely year, saved a ton of money and reached your goals 🙂 It has been a great year here at the Savvy Scot, views are up, we had a few cool features on bigger publications, and are very much looking forward to… Read more
EASY AND SMART WAYS HOW TO SAVE MONEY ON GAS
Once you get a car, there never ending dilemma starts – how to be able to drive wherever you like without filling the tank every day. Knowing the fact, that gas today is not the cheapest thing, a few tips which might help out to save money might be pretty handy. So, we are going to… Read more
The only financial number you need to know
John Delia is a young developer and landlord from East Hills, NY now residing in Columbus, OH. He studies City and Regional Planning at The Ohio State University. Having started his own investment firm at age 21, he now writes and talks about building passive income through real estate and living life on purpose at Life… Read more
How to Quit Your Job on Good Terms
Everything in life is about timing. When you get married, when you get pregnant, when you buy your first house, when you quit your job. Yes, most of us will quit a job at some point in our lives. Gone are the days of our grandparents when a person did the same job for 40… Read more
4 Ways to Become Rich
This is a post from Kayla of FrugalRules.com. Kayla is a personal finance blogger in her mid-20s who loves to write about money topics of all kinds. Let me know if you would like to guest post on Savvy Scot! We all want to become rich, but that doesn’t mean everyone is able to accomplish… Read more