If you are not familiar with the terminology, a credit report is a file that shows the history of your activity with credit. It will mention all the loans you have had, all the credit cards you have opened over the years, your mortgage and all other debts. Your credit report also tells if you have… Read more
Viewing category: Money
UK disposable incomes are on the rise
There was an interesting press release a couple of days ago over at Scottish Friendly, talking about the UK’s disposable incomes. Well good news, Britons have seen a 3% rise in their disposable income over the last quarter. What is your disposable income? Simply put, it is the money you have left at the… Read more
How credit works and why people resort to it
It’s likely that everybody has taken out or will take out credit at some point in their lives. The concept behind mortgages has been around for centuries, but home ownership only began to grow significantly in the twentieth century. According to the Office of National Statistics, 77% of households in England and Wales were renting… Read more
Britain to introduce plastic banknotes
I do not have the statistics handy, but just like when you are about to eat bread and butter, and the slice of bread almost systematically falls on the floor on the buttery side, I would bet you that the one time you forgot money in your pair of jeans was the time you… Read more
Can You Sell You Home in 7 Days?
Sometimes when you are looking to move home you will need the process to happen as quickly as possible. This could be so that you can purchase a new property, you could be looking to raise money for a new business, you could be going through divorce, facing repossession or you may want… Read more
Receive Large Sums for Items Lying Around at Home
One of the fastest and easiest ways to get some quick cash involves simply looking around your home. Most homes will contain all kinds of items which can then be taken to a pawnshop, and many of these places will pay good money for any kind of asset. This could be jewellery, a… Read more
Demand for Housing Continues to Outstrip Supply
Prices are on the up, which shows strength, but the lack of housing supply is behind the increase. Yet again, the Royal Institution of Chartered Surveyors has revealed that all is not well with the Scottish housing market. There’s significant demand for housing but the supply of homes simply isn’t there, which is driving up… Read more
DIY car repairs: not as complicated as you think
One thing I don’t like about the “modern world” we live in, is that while we are able to talk to someone on the other side of the planet, most of us are completely useless when it comes to perform a simple task around the house. Sure, you can change a light bulb, but if… Read more
Shopping for building and contents insurance
In the past year or two, items concerning the rising building and household insurance costs for UK households have hit the headlines on numerous occasions. Sure, there are floods, catastrophes and robberies, but more than before? Unfortunately, somebody has to pay for the damage. Insurance certainly don’t have an endless supply of money and are… Read more
Small Business Owners: Plan for Your Retirement 10 Years Ahead
Business, by its very nature has many ups and downs, and these are natural occurrences that any owner will expect and account for. The one crucial time you need things to be on the up however, is during the period of time in the run-up to your retirement. As you start to run out of… Read more
5 Sensible and 5 Ridiculous Reasons to Take Out a Loan
Loans: Yay or Nay? What is your attitude towards taking out loans? I have quite a balanced view on borrowing money, providing it is for the right reasons. Here are 5 great and 5 not-so-great reasons for taking out a loan! Enjoy… 5 Reasons to Take Out a Loan 1. To Buy a Car –… Read more
Protecting your income and your family: The Family Insurance Tool
As a single person, I certainly value the fact that I only have to think about myself, and if something happens to me, no one relies on my income to survive. So I just have to make sure that I won’t be a burden for anyone if I were to get sick or permanently disabled,… Read more