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The Savvy Scot

Personal finance and lifestyle blog

Our Wedding in Thailand Explained

By savvyscot

Shortly before I started writing this blog, I got married to the most beautiful and amazing girl in the world, my best friend and my soulmate – Mrs Scot šŸ™‚ As you all know by now, we live in the UK; but being the non-stereotypical couple that we are, we didn’t want to get married… Read more

Filed Under: Reflection, Saving Money, Travel Tagged With: Married Abroad, Thailand, Wedding, Wedding Abroad, Wedding Planning

Leap Day Resolution

By savvyscot

Leap day

Hopefully lots of smart guys getting married today, one anniversary every 4 years is pretty ballin. I wasn’t scheduled to post today, but I couldn’t pass up the opportunity of having a tag of post date of Feb 29th šŸ˜› Leap years happen about once every 1450 days – i.e. not very often. The message… Read more

Filed Under: Reflection Tagged With: Leap Day, Leap Year resolution

Secret to Quality Budget Graphics

By savvyscot

Secret to Quality Budget Graphics

Hey everyone! Short one today… I have been trying to upgrade the look of the site for some time now. I want a minimalist feel without the site looking plain. I have been searching various WordPress themes and developer template sites seeking to find the perfect match. Well aware that I need some sort of… Read more

Filed Under: Saving Money Tagged With: website, Wordpress Logo

Top Tips to Attain Your Workout Goals Pt. 1

By savvyscot

Workout Goals Pt. 1

  When I was at University, I used to be fairly obsessed with going to the gym. Most of my best friends were either ‘die-hards’ or bodybuilders and for a number of years I dedicated myself to the cause. I would spend a lot of my day on gym-related efforts; preparing meals for my 6… Read more

Filed Under: Change, Diet, Fitness, Gym, Self Development Tagged With: Diet, Eating Patterns, Fitness, Gym, Health, Training Buddy, Working Out, Workout

How to get a 100% LTV Mortgage

By savvyscot

Mortgage

Today I want to talk about Mortgages. Mortgages are something that haven’t concerned me until recently, when I started talking informally to a Financial Advisor who happens to be a family friend. I knew that mortgage rates varied depending on LTV (loan to value – i.e. the size of your deposit) and there were many… Read more

Filed Under: Education, Personal Finance, Saving Money Tagged With: 100% LTV Mortgage, First Mortgage, First Time Buyers, LTV Mortgage

Dealing with Obsession

By savvyscot

Dealing with Obsession

Be who you are and say what you feel…. Because those that matter… don’t mind… And those that mind… don’t matter.” Today, I urge you to chill out. Give me five minutes of your time. What have you done with your day so far? What have you got planned? Chances are, you are like the… Read more

Filed Under: Nature, Personal Finance, Self Development Tagged With: Dealing with Obsession, Life, Nature, Reflection, Stop and Think

I’ve Got my Baby Back :)

By savvyscot

I’ve Got my Baby Back :)

As my regular readers will know (I have some of those now šŸ˜€ ) Mrs Scot was in a car accident on Thursday evening šŸ™ – The car is badly damaged – both airbags went off, bumper / bonnet ruined, possible cracked radiator… – and is currently at the insurer’s garage being assessed. Given that… Read more

Filed Under: Adrenaline Junkie, Personal Finance, Saving Money, Transport Tagged With: Bike Repairs, DIY Repairs, Motorbike Repairs, Saving Money, Yamaha R1, Yamaha R1 repair

A Life Changing Moment

By savvyscot

A Life Changing Moment

  ā€œNothing is so painful to the human mind as a great and sudden change.ā€ ― Mary Shelley, Frankenstein Everyone has life-changing moments. These are the the clear points that define your path in life – events that take you down a given path. These could include leaving home, going to University, getting married ,… Read more

Filed Under: Change, Reflection Tagged With: Car accident, Gratitude, Life Changing Moment, Reflection

I have Joined the Yakezie Challenge!

By savvyscot

I have decided to join the Yakezie challenge. Now you may think this is extremely premature given that I have only been blogging for a month or so – but I am going to give it a shot. I started this blog as a means of finding like-minded people,Ā for self-developmentĀ and to share some views –Ā and… Read more

Filed Under: Growing a Blog Tagged With: Yakezie, Yakezie Challenge

Valentines Day: The Numbers

By savvyscot

My personal ‘subscription’ to blogs has grown exponentially over the last few weeks. I am now reading almost 40 blogs! How does this compare to you guys? Do you follow many regularly? I read a plethora (I like this word – means a variety) of different Valentines day related blog posts from various blogs. I… Read more

Filed Under: Education, Personal Finance Tagged With: Cost of Valentines, Valentines Day, Valentines Day statistics

Mix Match – A Free University Course / Car Updates / Presenting Tip / My Blog is Growing!

By savvyscot

Free University Courses: No this is not a catchy title to try and get people to read my blog – today TheĀ  Massachusetts Institute of Technology (MIT) has launched its first free course – MITx, an electronics course –Ā which is entirely virtual. MIT aim to ‘shatter the barriers of education’. While there already hundreds of… Read more

Filed Under: Education, Futurism, Insurance, Personal Finance, Saving Money, Self Development Tagged With: Education, Free University Course, Insurance, Saving Money

Breaking News: BTJunkie has Closed

By savvyscot

BTJunkie Closed

Today is a sad day for progress in the case against recent SOPA/PIPA/anti-censorship campaigns. Btjunkie was essentially a directory of torrents (files which contain information about where to find other files) which was majorly used to download movies/software/music etc. – most of which was illegal. The point that we should be concerned about here, is… Read more

Filed Under: Piracy, Political Tagged With: BTJunkie, censorship, Download, FBI, Megaupload, PIPA, Piracy, SOPA

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Recommended Reading:

  • Defining Purpose and the Importance of Moderation
  • The Benefits of Being a Dilettante
  • 4 Things They Didn't Tell You About Life
  • Who Needs Business Insurance?
  • Our Wedding in Thailand
  • Wedding Part 2 - The Finances
  • How to Get a 100% LTV Mortgage
  • Lessons in Negotiation
  • Scottish Insolvencies Rise
  • A Mobile Phone Dilemma

Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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