It was less than a year ago that Mrs Scot and I first jumped on the property ladder. While many finance bloggers preach that renting a house is far superior to buying – After 11 months of home-ownership I can honestly say that it was the best decision ever! While technically speaking, we don’t fully… Read more
Viewing posts tagged with: First Time Buyers
How to get a 100% LTV Mortgage
Today I want to talk about Mortgages. Mortgages are something that haven’t concerned me until recently, when I started talking informally to a Financial Advisor who happens to be a family friend. I knew that mortgage rates varied depending on LTV (loan to value – i.e. the size of your deposit) and there were many… Read more