New Year’s resolutions are a tradition, but sometimes trying to complete them can seem like a challenge. This year, why not take on some easy resolutions that are achievable and could make a big difference to your future? Use a lifestyle checklist like the one below to get your affairs in order. Finances After… Read more
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Carnival of Financial Independence, 47th edition
Welcome to the 45th edition of the Carnival of Financial Independence, a selection of the best articles related to Financial Independence this week. If you would like to be included next week, please submit your post via Blogger Carnivals. If you would like to host for a future edition, you can contact Pauline at Reach Financial… Read more
Optional extras that push up home insurance premiums
If you like to cut costs where you can, it’s worth reviewing your home insurance contract and making sure you’re not paying for optional extras that you might neither want or need on the policy. When you get a home insurance quote, some insurers will automatically include these features and it’s only… Read more
Get the most out of your Retirement Accounts in 2014
Anyone who’s engaged in contributing to a retirement account already knows that they allow you to take advantage of several excellent tax breaks as well as, in many cases, employer matching programs that add to your “nest egg”. In order to take full advantage of these tax breaks, and the considerable amount… Read more
How to save money this New Year
January is traditionally a month in which most of us are looking to cut-back and clear the debt we’ve accrued over the festive period. It’s a great time to think about where we went wrong in regard to finance the year before and how to put those faults right this year. Budget The first… Read more
Save Money and Improve Your Health by Cycling
We all remember what a joy bicycle riding was when we were children. Now, cycling to work and errands has become a necessity to save money. With gas, car maintenance, car finance and insurance prices skyrocketing, owning a car is becoming a luxury. Cycling provides not only huge savings advantages, but tremendous health… Read more
Start Investing Using the Time Value of Money
Investing can be a difficult goal to get started. Many people make shaky commitments to start investing if and when their disposable income increases.The savings from trimming certain expenses may seem too small to make a difference for retirement planning. These oversights can be avoided by understanding the time value of money. In basic terms,… Read more
Living below your means: it is harder than it sounds
When someone says that you should try “living below your means,” most of us immediately think that we need to simply stop spending money, buy things only on sale, and put away quite a bit while trying to live just above the poverty line. The fact of the matter is, that isn’t exactly the… Read more
Simple Ways to Save Money at Home
Christmas is normally the time when financial problems start to really build up. The usual household bills can be difficult to pay during the year but when there are Christmas presents to buy the budget really gets stretched over the limit. If you’re worried about ending up deep in the red after the festive… Read more
The Best Value for Money Cheap Family Holidays
It has been a long, hard recession that has left many of us counting our pennies and being more cautious with our pound coins. It is no surprise that many families have sacrificed their annual holidays abroad as a means of being more frugal, but as we emerge out of the recession is it time… Read more
Ban Bonuses?
What is everyone’s opinion on bonuses? There has been so much controversy in the UK lately over bankers and government department bonuses. Royal Bank of Scotland’s executive Stephen Hester was pressured into declining a bonus of almost £1,000,000 ($1.6m) due to public outrage; given that the bank is over 80% state owned. While, in my opinion… Read more
What the Airlines Would Rather You Didn’t Know
Today I want to talk a little bit about Airlines and their clever pricing structure. I recently got married and we decided to do this in Thailand. We both loved the idea of a beach wedding and wanted almost guaranteed good weather. January in Thailand gave us just that!! I could write for a… Read more