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The Savvy Scot

Personal finance and lifestyle blog

Save Money and Improve Your Health by Cycling

By Pauline

 

 

We all remember what a joy bicycle riding was when we were children. Now, cycling to work and errands has become a necessity to save money. With gas, car maintenance, car finance and insurance prices skyrocketing, owning a car is becoming a luxury. Cycling provides not only huge savings advantages, but tremendous health benefits as well.

Improve Your Health by Cycling

Credit: Freedigitalphotos.net

 

Cities are Seeing the Need to Accommodate Cyclists

 

As more people take to the roads on bicycles, cities are accommodating them by adding bicycle lanes whenever possible. Where dormant railroad lines sit unused, some cities are pulling up the rails and turning them into rail trails for walkers and cyclists. Cities with busy highways running through often have bicycle and pedestrian bridges across busy thoroughfares. However, in places like San Francisco, where narrow streets prevent adding lanes and force cyclists to blend into traffic, drivers and cyclists often have a contentious relationship.

 

How Much Can I Reasonably Save Biking to Work?

 

Your savings from biking to work depend on what type of car you drive, the length of the trip, parking costs and toll costs. According to the calculator on Kiplinger.com, the average driver with a 10-mile round trip who pays $100 a month for parking but no tolls can expect to save around $10 a day. That’s around $200 a month if you work full time. Add in cycling for errands, and you can easily save up to $300 a month over using your vehicle.

 

What Are the Health Benefits of Cycling?

 

Any aerobic exercise is good for your heart, and cycling is one of the best. It is also good for your muscles, building shapely calves, toned thighs and a firm derriere. Bicycling is an excellent low-impact exercise for those who suffer from joint problems or leg and hip injuries. Cycling burns calories, so if you are looking to lose weight and tone muscle, it is a great way to pare some extra pounds. Cycling builds coordination and balance skills, which are especially important to older people who fear falling. It also boosts your immunity and may protect against some cancers. Mentally, cycling has been shown to improve depression and increase cognitive abilities. But best of all, riding a bicycle helps you live longer, even adjusting for potential injury associated with cycling.

 

The Drawbacks to Cycling to Work

 

The first thing that comes to people’s minds when they think of cycling is injury and fatalities. Yes, you may be injured or killed while cycling, but using protective gear and obeying the rules of the road reduce that risk. If you live in a big city, like New York, your chances of injury naturally increase. Another drawback is weather. If you intend to give up your car, there will be days when you will be wet and cold. Be sure to dress for the weather and be extra careful on wet, slippery streets. It may be preferable on bad weather days to take public transportation.

 

Overall, there are more benefits than risks in cycling to work and for errands around your neighborhood. The financial savings from cycling are substantial, and the health benefits cannot be ignored. There is risk in everything you do in life, so it ‘s up to you to decide if this lifestyle is something that you would be comfortable doing.

Filed Under: Fitness, Saving Money Tagged With: bicycle, Cycling, Health, Money, Save Money

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Lovely comments

  1. Michelle says

    December 13, 2013 at 4:05 am

    I have a Cruiser and I absolutely love it!! I don’t own a car, so I really appreciate my bike and the freedom it gives me. Luckily, the weather is pretty decent in Denver so I’m able to ride my bike all year long.

  2. Amie W. says

    December 13, 2013 at 5:33 am

    I don’t have a car anymore, and bike and take public transportation everywhere I go. I’ve saved several hundred dollars a month from selling my car, and would never again live in a place where I need one if I could help it.

  3. Jon @ MoneySmartGuides says

    December 13, 2013 at 5:54 am

    Back in college my roommate and I talked about hooking the TV up to a bike that is on those indoor roller things (sorry, don’t know the name). Basically, the energy we produced from the bike would power the TV. That would force us to be active as we watched TV. We never followed through, but it’s still in the back of my mind 10 years later!

  4. Jay@MoneyBulldog says

    December 13, 2013 at 7:46 am

    Definitely one of the better ways to keep in shape without too much hassle. I ride my bike whenever I have to go out to buy small stuff for the house, it’s a cheap and awesome way to do chores while having some exercise in your day.

  5. Alison says

    June 26, 2014 at 3:44 pm

    I live in England and it rains a lot. I envy people cycling in hot countries. We cycle as well but my bike stays in the shed most of the time.
    Alison recently posted..Have Safer Journeys with Highway Lane CourtesyMy Profile

  6. Bikes.org.uk says

    February 25, 2017 at 5:36 pm

    Commuting to work on a bike is hard in some parts of the World, whether its traffic or the weather. The best way to start this is in the summer months when the weather is usually better. You can then build up some fitness, and realise the fun, before trying it when the weather isn’t as good. There’s nothing to say you can’t just do it in the summer months either.

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