Five years, ago, I took out my very first mortgage and bought a three bed flat over the next thirty years. Interest rates were low, so I opted for an index tracker that hasn’t moved since. One of my favourite features about that mortgage is the ability to make small repayments whenever you feel like… Read more
Viewing posts tagged with: Money
Why is talking about money so taboo?
I have always been curious about money. How people earn it, save and spend it fascinates me. And yet, from an early age, I was told “we don’t talk about those things”. Like religion, past boyfriends and political orientation, money is a taboo for many people. And like any taboo, not talking about it may… Read more
Everything You Need to Know About Transferring Money Abroad
Transferring money abroad is something most of us will do at some point in our lives, whether you’re holidaying abroad, buying property overseas, retired expats, parents sending money to children on their travels, foreign workers in the UK sending money home to their families or UK based workers on foreign contracts, who are not paid… Read more
Qualifying for a homeowner loan
Individuals who already own their property with a mortgage are normally eligible to apply for a homeowner loan. In this way, they can borrow extra money using their home as collateral against the loan. A secured loan (also referred to sometimes as a secured homeowner loan) lets you take out a loan which is… Read more
How to Fund Home Improvements
A recent survey by Lloyds TSB has suggested that the total spent by UK households on DIY has fallen to its lowest level since 2000, with more homeowners than ever resorting to a simple lick of paint or some new wallpaper to improve their home. An average British household now spends just £352 on home… Read more
Beware of financial scams
I consider myself a pretty cautious person, when it comes to handling my finances and trying to keep my money safe. So you may be surprised to hear that I have been the victim of a few financial scams in spite of my caution. And even though I would never send my financial details… Read more
Your Options When Short on Money
Many members of society find themselves in emergent situations without the funds to satisfy the need. While these people feel stuck or at a loss as to how to get the money they need, they fail to realize the options right in front of them. There are options for everyone, even those with bad… Read more
4 things to consider before buying a house on your own
I own a property in the UK that I bought alone a few years ago. Even though I had a boyfriend at the time, he had no interest in co-signing and I didn’t have much interest in getting him on board. Not that I didn’t love him at the time, but I knew it was… Read more
Investing in your values
For many of us investing comes down to one thing: financial returns. But did you know there are investments that help you meet your financial goals and reflect your personal values? Impact Investments combine these two attributes. Impact Investments are defined as investments that intend to generate social and/or environmental impact and at the… Read more
Cutting the cost of car ownership
Cars are among the most useful things you can own, but they also account for some of the biggest expenses a household will face. There are, however, a number of steps you can take to cut the cost of car ownership significantly. Obviously, these will not completely eliminate expense, but they will often make it… Read more
How often do you have a no spend day?
I was answering questions to an interview recently (not published yet!) and one of the questions was “what was the last thing you bought?”. Pretty straightforward, but mind you, I had to think long and hard. I hadn’t spent money in the past week or so, and the last time was for food and gas,… Read more
6 Ways You Can Make Money Fast When You’re In A Pinch
Please enjoy this guest post and giveaway by Brent from VOSA. Brent’s a world record holder, inventor, engineer, entrepreneur, world traveler & eternal optimist. You can read more of his writing about personal finance, entrepreneurship and travel at VOSA.com. There it is again. The pit that start to form in your stomach, the lump in… Read more