I do not have the statistics handy, but just like when you are about to eat bread and butter, and the slice of bread almost systematically falls on the floor on the buttery side, I would bet you that the one time you forgot money in your pair of jeans was the time you… Read more
Viewing posts tagged with: credit card
How to Start Investigating Financial Crimes
In recent years, the FBI has increased its focus on investigating financial crimes. These crimes, which can include insider trading, corruption and creating off-books accounting schemes, cause significant damage to individuals and to the U.S. economy as a whole. Earning a certificate that qualifies you to investigate financial crime (click here to explore programs) is… Read more
Things to Consider Before Taking Out a Loan
Below is a great article be Low Income Loans Assistance in the UK which outlines considerations of taking on loans. Learn more about this and financial alternatives at http://lowincomeloansassistance.co.uk/loans-for-people-on-benefits/. If you are falling behind on your bills or you want to make a purchase but do not have the funds readily available, you may be… Read more
How Interest from Debt Is Killing Your Financial Status
The below article outlines the impact of interest on credit card debt and utilises data from Australia. To learn more about finances check out Low Income Loans Australia, a personal finance site which helps low income earners with non-profit and government initiatives with regard to money matters. According to a recent study, Australians are… Read more
Banking while living or traveling abroad
As I have lived in 5 countries and travelled to over 70, people often ask me “how do you deal with money?”. Handling money is a bit different whether you are just travelling once or twice a year to a different country or living in one for extended periods of time, as an expat or… Read more
The credit cards of the future
What do you imagine when you think about the future of credit cards, or payment methods in general? I remember when flashing a code with your smart phone was considered an odd occurrence you would only see in Japan or South Korea, and yet now it allows you to pay for some products directly with… Read more
Cash or no cash?
I don’t know about you, but I hate cash. I find it dirty, I don’t like the fact that I need to wash my hands after holding it, or that I feel dirty if I can’t. I don’t like the weight in my pockets or in my purse, I don’t like that you never know… Read more
Have you ever been denied a credit card?
As the recession begins to ease up around the UK, more and more people are turning to credit cards as an easy option for the instant cash fix they need to level out their finances. With New Year’s Resolutions seeming like a distant memory, the bid to make yourself a savvy spender may… Read more
New year financial boot camp: Choosing the best credit card for you
Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start the year… Read more
Living below your means: it is harder than it sounds
When someone says that you should try “living below your means,” most of us immediately think that we need to simply stop spending money, buy things only on sale, and put away quite a bit while trying to live just above the poverty line. The fact of the matter is, that isn’t exactly the… Read more
Choosing the best credit card for you
Wherever you are in your financial journey, at the very beginning trying to pay off debt or closer to financial freedom trying to maximize the rewards on your card, it is important that you choose said card carefully. Many sites today help you compare the cards and their different features, like Totally Money. Generally, there… Read more