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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Saving Money

Have a Buy Nothing Year!

By savvyscot

Buy Nothing Year

I’ve been reading about a consumer spending countermovement called Buy Nothing Day. It’s celebrated on Black Friday. Instead of buying tons of stuff, you buy nothing.   Since Black Friday isn’t for awhile yet, I want to try this one a regular day. But I’ve realized it’s far too easy for me to spend nothing… Read more

Filed Under: Saving Money Tagged With: Buy Nothing, Buy Nothing Year

The savings culture and percentage of saving, around the world

By savvyscot

To better our understanding of the issues that influences savings, here is a quick look at the saving culture in different parts of the world

Saving is a crucial part of our financial life. We spend over 1/3rd the time of our adulthood to grow profits. But times will come when we can’t work hard and we need to save up money. Though this is a very clear idea, not all people save equally. Some save more while others don’t… Read more

Filed Under: Saving Money Tagged With: savings, savings culture

How to Save Money Whilst in a Relationship

By savvyscot

Save Money Whilst in a Relationship

  Relationships can be expensive! So expensive, in fact, that I think some people contemplate if they’re even worth it. For me, I must say they are worth it. I think relationships are so much more important than money. But even with that being true in my mind, that doesn’t mean you must spend blindlessly… Read more

Filed Under: Saving Money Tagged With: love life, Money, relationship, Saving Money

Ways to Save While Young

By savvyscot

Save While Young

Want to have a fantastic financial future? Begin saving now! Yes, like right now. By saving right now, you’ll put yourself in an excellent place.   What happens with many people in their 20’s is they forget to save. Instead they spend all their money. Each time they get a raise at work, they spend… Read more

Filed Under: Saving Money Tagged With: Save Money, Save While Young

Is Living in the Country the Right Financial Move for You?

By savvyscot

One of the best reasons to live in the country is you’re not as directly pressured to ‘keep up with the Joneses.

I grew up on a farm in a very rural location. We had livestock, farmland and our closest neighbor was barely within walking distance. What a change from the city life that most people experience in the 21st century.   After graduating high school, I moved to a city to go to college. I later… Read more

Filed Under: Personal Finance, Saving Money Tagged With: lifestyle, Saving Money

10 “Bad” Money Habits and How to Get Rid of Them

By Pauline

10 "Bad" Money Habits and How to Get Rid of Them

One of the things that make bad money habits hard to break is that we don’t even recognize we have them in the first place.  Just as with any other issue we may have in life, the first step to start improving it is to spot it and then turn it around. These 10 bad… Read more

Filed Under: Personal Finance, Saving Money Tagged With: bad habits, bad money habits, Money

When Is Enough (Spending) Enough?

By savvyscot

In the article, he discussed what it was like to be that rich. It’s interest to read about people like this. Because I feel most millionaires are wealthy. They don’t have much to be gained by telling their story so they just keep quiet.

I recently read an article about someone who became a decamillionaire overnight. Now, of course he worked for years to get to that point. But he didn’t make much money at all. Then, another company bought his project – for over $10,000,000 (£6,957,804.40). He went from being near the poverty line to being very rich…. Read more

Filed Under: Personal Finance, Saving Money Tagged With: spending

Why Airbnb’s Are Better Than Hotels

By savvyscot

Let’s get started counting the many reasons you should choose Airbnb next time you leave home.

This is a money blog so I’m sure you think I’m going to be raving about the savings. You’re correct! It is dramatically cheaper to go with an Airbnb than a hotel. It’s not uncommon to find a private bedroom at an Airbnb to be one-fifth of what a hotel charges. Furthermore, you get so… Read more

Filed Under: Personal Finance, Saving Money Tagged With: airbnb, Saving Money, tips

How Minimalists Manage to Get by on so Little (Whilst Saving Thousands!)

By savvyscot

I’ve been a minimalist most of my life. This is what I can tell you about how to live on less, so should you choose this lifestyle (and yes - it is a lifestyle). Let’s start at home.

Minimalism is being quite popular with millennials. Maybe it’s because the word minimalism and millennial are so similar. I digress.   There are many misconceptions about how to live like a minimalist. Many people believe minimalists live a life of depravity. However, modern day minimalists don’t live like Gandhi. In fact, they have anything they… Read more

Filed Under: Personal Finance, Saving Money Tagged With: minimalists, saving

How to Stop Buying Garbage You Don’t Need!

By savvyscot

Probably the biggest reason people don’t get rich is because they spend it all. Does that make sense? Jeeze, I hope so.

Probably the biggest reason people don’t get rich is because they spend it all. Does that make sense? Jeeze, I hope so.   What most people do is they take what little money they have and immediately dispose of it. Popular methods of disposal are for things like cars, shoes, purses, toys (like quad bikes,… Read more

Filed Under: Saving Money Tagged With: Stop Buying Garbage

Is Abstinence the Secret to Financial Success?

By savvyscot

Is Abstinence the Secret to Financial Success

  When we think about sex and money, we often think of the extreme cost of children. Children are no doubt expensive. And how do we get children? You know. So is abstinence the secret to financial success?   For this discussion, it’s not about being abstinent forever. If we agreed to that, the human… Read more

Filed Under: Saving Money Tagged With: Abstinence, Abstinence the Secret to Financial Success

How to Cut Wedding Costs by 50%!

By savvyscot

How to Cut Wedding Costs by 50%!

According to Brides Magazine, the average UK wedding costs £30,111!!! After a house, I always thought transportation was the most expensive cost. I guess not for most people! In this blog post, I’ll dig to the bottom of this number. Digging to the bottom will reveal the many, many ways you can half your wedding… Read more

Filed Under: Saving Money Tagged With: save on wedding, wedding tips

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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