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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Saving Money

10 Reasons Why You’re Still Broke

By Pauline

Ever wondered why you're still broke, even though you have a job and a salary? Here are 10 Reasons Why You’re Still Broke

Happy Monday everyone! This is a guest post from my V.A. Clarisse. Let me know if you would like to guest post on SS. Ever wondered why you’re still broke, even though you have a job and a salary? Keep reading! You don’t have savings. You have a bank account, but it’s always empty! It… Read more

Filed Under: Personal Finance, Saving Money Tagged With: broke, spending

How to Get Along Financially with Flatmates

By savvyscot

Get Along Financially with Flatmates

A lot of people hate the idea of having flatmates. Or they’ve had bad flatmate experiences in the past. I’ve had about 20 flatmates if my lifetime. This following post shares my ways of making it great. You should want flatmates. They keep your cost of living much lower than without them.   Decide Who… Read more

Filed Under: Personal Finance, Saving Money Tagged With: flatmates, tips to save money

Treat Your Money like Employees

By savvyscot

Treat Your Money like Employees

Instead of dollar bills, think employees. Each dollar bill you gain is another employee you gain. Dollar bills, as employees, allow you to make more money.   I read an insane person’s comment on a YouTube video recently. The guy in the video just bought an Aston Martin. A lot of people in the comments… Read more

Filed Under: Personal Finance, Saving Money Tagged With: treat your money

How to Justify Buying a Laptop

By savvyscot

Buying a Laptop

Technology can be pretty expensive. This is especially true if you’re buying an Apple product. But can it be justified? Absolutely. But this is only really true if you commute a lot. Let me explain. Commuting is an epic waste of time. I know it may feel like you’re doing something but in reality, you’re… Read more

Filed Under: Saving Money, Technology Tagged With: buying a laptop

How to Enjoy Driving an Older Car

By savvyscot

Driving an Older Car

To many people, driving an older car is embarassing. I understand that. Driving an older car can make you seem unsuccessful, sloppy, a has been, a child, an under achiever. But are these thoughts that race through your head actually real? Think about it. There’s a saying I’ve heard that goes something like this, ‘You… Read more

Filed Under: Saving Money, Transport Tagged With: minimalist, old car

How to Avoid Becoming Too Frugal

By savvyscot

Avoid Becoming Too Frugal

You may be laughing at this title. You may thinking becoming too frugal is the least of your worries. You’re too busy partying and spending to even become a little frugal. But chances are, you’d like to become a little more frugal. And once you do so, an avalanche can occur.   Yes, most people… Read more

Filed Under: Saving Money Tagged With: too frugal

Small Ways to Save While Traveling by Air

By savvyscot

Tps to Save While Traveling by Air

I recently took a trip across America. While doing so, I learned a few things about how to save money. The following post discusses the variety of small ways to save money while traveling by air. Let’s get saving:   Booking Tickets   Booking tickets doesn’t have to be a nightmare. My site of choice… Read more

Filed Under: Saving Money, Travel Tagged With: save money while travelling, saving tips, Travelling

Things You Can Challenge in Order to Get Your Monthly Expenses Close to Zero

By savvyscot

Things You Can Challenge in Monthly Expenses Close to Zero

Before reading this post, I need you to be in the right mindset. After all, you’re probably mad after just having read the title. Or you’re excited. If you’re excited, skip this paragraph. If you’re mad, hear me out… Think about life this way. When we are born, we require very little. We need shelter,… Read more

Filed Under: Saving Money Tagged With: frugal living, saving tips, zero monthly expenses

Here’s the Mindset You Need in Order to Start Budgeting

By savvyscot

You Need in Order to Start Budgeting

A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their… Read more

Filed Under: Personal Finance, Saving Money Tagged With: budgeting, positive mindset, start budgeting

How to Conserve Data on Your Mobile Plan

By savvyscot

Conserve Data on Your Mobile Plan

Data plans are pretty expensive. And the more data, the most expensive your plan becomes. The following post shows you how to conserve as much data as possible. By doing so, you’ll be able to be on a cheaper plan because you won’t be wasting any data. This information is even true if you have… Read more

Filed Under: Saving Money, Technology Tagged With: mobile plan

Keep from Having to Upgrade Your Internet

By savvyscot

Upgrade Your Internet

  Your internet is slow. But an upgraded plan is expensive. I get it. I’ve been there. Being that I’m online a lot, this was a problem. Being I like saving a lot, this was a problem.   I’ve figured out many workarounds to a slow internet connection. The following post outlines virtually everything someone… Read more

Filed Under: Saving Money, Technology Tagged With: Internet, saving money on internet, upgrade your internet

DIY Projects You Can Tackle with YouTube

By savvyscot

DIY Projects

Do-it-yourself projects are an amazing way to save money. If you are willing to do these projects, you’ll likely never run low of funds. That’s because most of the money you make, you can keep. You won’t be constantly paying others to manage areas of your life. You can do it yourself. The following post… Read more

Filed Under: Saving Money Tagged With: diy, DIY easy project, DIY project, do-it-yourself, tips, youtube

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