For many of us investing comes down to one thing: financial returns. But did you know there are investments that help you meet your financial goals and reflect your personal values? Impact Investments combine these two attributes. Impact Investments are defined as investments that intend to generate social and/or environmental impact and at the… Read more
Viewing category: Money
How Your Small Business Can Punch Above Its Weight
The internet has given customers the power and they aren’t going to buy your product or services because you’re the only option anymore. They are going to want to buy from the best and this often means they stray towards big-names they feel they can trust. Here are a few ways you can make your… Read more
Cutting the cost of car ownership
Cars are among the most useful things you can own, but they also account for some of the biggest expenses a household will face. There are, however, a number of steps you can take to cut the cost of car ownership significantly. Obviously, these will not completely eliminate expense, but they will often make it… Read more
Learning the Lessons from Cyber Monday: Buying and selling safely online
Cyber Monday is an American concept that may have eluded most British citizens and which refers to the first Monday after Thanksgiving in America. It is the busiest online shopping day of the year and provides ample opportunity for sophisticated cyber thieves to steal everything from money to consumer identities. Cyber theft is a growing… Read more
Introducing peer to peer New ISAs
Are you familiar with the new ISAs? They launched back in July 2014, and just like the “old” Individual Savings Account, they allow you to save money tax free, in the form or cash, or stocks and shares. The big changes of the New ISAs were a huge increase in the yearly allowance, to £15,000 per… Read more
Staying in shape for winter
When the days get colder and the evenings become darker you know that winter is on its way. While several people enjoy getting cosy under some blankets in front of the fire, the fitness fanatics among us do not relish this time of year at all. However, it doesn’t have to be all… Read more
How to Ensure Your Business Start up Is One of the 20% that Don’t Fail
It might be a sad fact about today’s world and the economic pressures many businesses face on a daily basis, but Forbes has reported that a shocking 80% of all new business start ups fail in their first year. Obviously, if you’re starting out in the world of businesses and you have the… Read more
Xero, Quickbooks and the mobile businessman
Image credit Long-gone are the days of shutting down the computer equaling shutting down your business for the day. So, why should accounting teams be restricted by their software? Cloud-based accounting software is here and it’s growing. Two solutions — Quickbooks and Xero — understand the importance of the cloud and its ability to… Read more
How accurate are grey markets?
By Patrick Foot, financial markets writer for IG As 2014 – which many are dubbing the ‘year of the IPO’ – rolls on, more and more technical terminology surrounding major market floats is appearing in news articles, blogs and reports. One such term is ‘grey market’, which many outlets tend to use to produce a… Read more
For A Few Dollars Less — Visiting Florence on a Budget
If you want to experience a city that will melt your heart in moments, you should visit Florence. The capital of the Tuscany region is one of Italy’s most beautiful cities, the ideal destination for art and culture lovers all without breaking the bank. If you know where to look, on Florence city breaks… Read more
My #thriftyfamily money saving tip: negotiate your bills!
Today, I have teamed up with Scottish Friendly to share a quick money saving tip as part of the #thriftyfamily, enjoy! I do it every year, like clockwork. One month before my utility or broadband contract expires, I shop around for a better deal. Then I call my current provider and see if they… Read more
New social media advertising guidelines for payday lenders
Following a raft of recent regulatory reforms and proposals, the Financial Conduct Authority has been cracking the whip once more, this time turning their attention towards the consumer credit industry’s use of social media to advertise their products. Much has changed since April 1, when the Financial Conduct Authority (FCA) began its regulatory regime…. Read more