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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

Bad Credit Car Loans: Not as difficult as You Might Think

By Pauline

  Everyone has serious financial decisions to make in life. Some people come unstuck when making them; it has certainly happened in the property market recently. You can get plenty of advice on the subject of finance but not everyone listens. Supposed experts did not see the last financial crisis coming and many people suffered… Read more

Filed Under: Money Tagged With: car, credit, debt, Finance, lease, loan, rent

Optional extras that push up home insurance premiums

By Pauline

      If you like to cut costs where you can, it’s worth reviewing your home insurance contract and making sure you’re not paying for optional extras that you might neither want or need on the policy. When you get a home insurance quote, some insurers will automatically include these features and it’s only… Read more

Filed Under: Money Tagged With: budget, home, Insurance, insure, Money, premium, quote, save

Get the most out of your Retirement Accounts in 2014

By Pauline

      Anyone who’s engaged in contributing to a retirement account already knows that they allow you to take advantage of several excellent tax breaks as well as, in many cases, employer matching programs that add to your “nest egg”. In order to take full advantage of these tax breaks, and the considerable amount… Read more

Filed Under: Money Tagged With: 401(k), account, bank, Money, optimize, retirement, save, saving, tax, thrift

Beating the Taxman: Why a VCT Could Reduce Your Tax Liabilities

By Pauline

A combination of stagnant economies, low interest rates and modest returns from under-performing investments has made the need to minimise tax liabilities more acute than ever before. People saving for their retirement or trying to build a successful financial portfolio have a range of options available to them when it comes to beating the taxman,… Read more

Filed Under: Money Tagged With: allowance, Business, capital, hmrc, investment, pension, retirement, shelter, tax, trust, venture

No One Likes Rejection: Five Ways to Prevent Your Trademark Application from Getting Rejected

By Pauline

One study confirms that up to 80 percent of all trademark applications submitted to the U.S. Patent and Trademark Office are rejected initially, according to JD Supra. Before you submit your next trademark application, there are several points you should consider in order to effectively prevent it from joining this growing pile of rejected forms…. Read more

Filed Under: Money Tagged With: application, Business, company, develop, legal, legalzoom, patent, rejection, trade, trademark

Top 5 Reasons to Lie on Your Life Insurance Application

By Pauline

It’s an uncomfortable subject in many circles, but the undeniable fact is that lying is a powerful tool. Unvarnished realities are often more of a hindrance than a help in many social situations, and some even extend this economy of truth to their official dealings such as filling out a life insurance application. In case… Read more

Filed Under: Money Tagged With: apply, contest, Health, Insurance, insure, Life, policy, price, quote, retirement

Who Needs Business Insurance?

By savvyscot

Shelter from Risk

If you own a small business, planning for your insurance coverage is one of the most crucial aspects of business administration. It doesn’t matter if your business is one in which high risks occur, or if your business is quite low in the risk department; you need insurance. While you might try invoice discounting to… Read more

Filed Under: Money Tagged With: Banking, Business, business banking, business insurance explained, Claim, do i need business insurance?, invoice discounting, Is business insurance necessary, loans, small business insurance, The need for business insurance

Will it to charity if it be your will

By Pauline

      Benjamin Franklin’s famous quote about the two inevitabilities of life being death and taxes is as true today as it ever was. And when it comes to that aspect of life most of us would rather not contemplate – many of us tend to bury or heads in the sand. This is… Read more

Filed Under: Money Tagged With: Charity, donate, estate, family, inherit, planning, tax, wealth, will

How to save money this New Year

By Pauline

  January is traditionally a month in which most of us are looking to cut-back and clear the debt we’ve accrued over the festive period. It’s a great time to think about where we went wrong in regard to finance the year before and how to put those faults right this year. Budget The first… Read more

Filed Under: Money Tagged With: budget, credit, debt, gaming, interest rate, Money, New Year, plan, save, saving

Sureshot Ways to Increase Your Traffic by Converting Facebook Fans

By Pauline

  The number of people actively using Facebook around the world is 1.2 billion, according to their website. Chances are you have already joined over 15 million other brands, according to Venture Beat, by setting up a Facebook brand page to market your products and services to this audience. Your page might even generate a… Read more

Filed Under: Money Tagged With: exposure, facebook, fans, grow, improve, likes, media, page, promote, social, traffic

How to Make Sure your Home is Cost Effective: The Plumbing

By savvyscot

The Plumbing

In a country whose economic crisis is showing no real sign of abating, it’s almost second nature to try and cut costs where we can in order to live a little more comfortably. Unless you’re well and truly rolling in it, saving money where we can is essential if we want to be able to save… Read more

Filed Under: Money Tagged With: good plumbing saves money, plumbing saves money, saving money on plumbing

Are you betting on sports?

By Pauline

  When I was living in Morocco, from my balcony I could see what looked like an abandoned running track. I wondered for a while what it was, especially since it would be illuminated at night, and deserted most of the day. Turns out it was a dog race track, and people were coming to… Read more

Filed Under: Money Tagged With: bet, betting, football, gamble, gambling, gaming, sports

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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