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The Savvy Scot

Personal finance and lifestyle blog

Optional extras that push up home insurance premiums

By Pauline

      If you like to cut costs where you can, it’s worth reviewing your home insurance contract and making sure you’re not paying for optional extras that you might neither want or need on the policy. When you get a home insurance quote, some insurers will automatically include these features and it’s only… Read more

Filed Under: Money Tagged With: budget, home, Insurance, insure, Money, premium, quote, save

Get the most out of your Retirement Accounts in 2014

By Pauline

      Anyone who’s engaged in contributing to a retirement account already knows that they allow you to take advantage of several excellent tax breaks as well as, in many cases, employer matching programs that add to your “nest egg”. In order to take full advantage of these tax breaks, and the considerable amount… Read more

Filed Under: Money Tagged With: 401(k), account, bank, Money, optimize, retirement, save, saving, tax, thrift

New year financial bootcamp: save on leisure and entertainment

By Pauline

Leisure and entertainment

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with one or two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start… Read more

Filed Under: Personal Finance Tagged With: art shows, entertainment, Free entertainment, Gym, Gym Membership, leisure, museums, save

New year financial boot camp: Earn more money

By Pauline

Earn more money

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start the year… Read more

Filed Under: Personal Finance Tagged With: earning more, income, make more money

Beating the Taxman: Why a VCT Could Reduce Your Tax Liabilities

By Pauline

A combination of stagnant economies, low interest rates and modest returns from under-performing investments has made the need to minimise tax liabilities more acute than ever before. People saving for their retirement or trying to build a successful financial portfolio have a range of options available to them when it comes to beating the taxman,… Read more

Filed Under: Money Tagged With: allowance, Business, capital, hmrc, investment, pension, retirement, shelter, tax, trust, venture

New year financial boot camp: save on transportation costs

By Pauline

Transportation Costs

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with one or two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start… Read more

Filed Under: Personal Finance Tagged With: bus, commute, save transportation costs, transportation, transportation costs

No One Likes Rejection: Five Ways to Prevent Your Trademark Application from Getting Rejected

By Pauline

One study confirms that up to 80 percent of all trademark applications submitted to the U.S. Patent and Trademark Office are rejected initially, according to JD Supra. Before you submit your next trademark application, there are several points you should consider in order to effectively prevent it from joining this growing pile of rejected forms…. Read more

Filed Under: Money Tagged With: application, Business, company, develop, legal, legalzoom, patent, rejection, trade, trademark

Top 5 Reasons to Lie on Your Life Insurance Application

By Pauline

It’s an uncomfortable subject in many circles, but the undeniable fact is that lying is a powerful tool. Unvarnished realities are often more of a hindrance than a help in many social situations, and some even extend this economy of truth to their official dealings such as filling out a life insurance application. In case… Read more

Filed Under: Money Tagged With: apply, contest, Health, Insurance, insure, Life, policy, price, quote, retirement

Who Needs Business Insurance?

By savvyscot

Shelter from Risk

If you own a small business, planning for your insurance coverage is one of the most crucial aspects of business administration. It doesn’t matter if your business is one in which high risks occur, or if your business is quite low in the risk department; you need insurance. While you might try invoice discounting to… Read more

Filed Under: Money Tagged With: Banking, Business, business banking, business insurance explained, Claim, do i need business insurance?, invoice discounting, Is business insurance necessary, loans, small business insurance, The need for business insurance

Buying a website as an investment

By Pauline

Hi there! Today I share my experience buying and starting websites as an investment over at Money Stepper. You can read more here…

Filed Under: Uncategorized Tagged With: buying a website, website

Will it to charity if it be your will

By Pauline

      Benjamin Franklin’s famous quote about the two inevitabilities of life being death and taxes is as true today as it ever was. And when it comes to that aspect of life most of us would rather not contemplate – many of us tend to bury or heads in the sand. This is… Read more

Filed Under: Money Tagged With: Charity, donate, estate, family, inherit, planning, tax, wealth, will

How to save money this New Year

By Pauline

  January is traditionally a month in which most of us are looking to cut-back and clear the debt we’ve accrued over the festive period. It’s a great time to think about where we went wrong in regard to finance the year before and how to put those faults right this year. Budget The first… Read more

Filed Under: Money Tagged With: budget, credit, debt, gaming, interest rate, Money, New Year, plan, save, saving

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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