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The Savvy Scot

Personal finance and lifestyle blog

Budgeting to be a guest at weddings

By Pauline

Budgeting to be a guest at weddings

Weddings are expensive no matter which side of the fence you’re on. If you’re the bride and groom, you’ll need to set a budget to have a wedding. As a guest, sure you are getting invited to an awesome party and to free food and booze, but all the rest is yours to pay and it… Read more

Filed Under: Saving Money Tagged With: budget, guests, tips, weddings

Banking while living or traveling abroad

By Pauline

Banking while living or traveling abroad

As I have lived in 5 countries and travelled to over 70, people often ask me “how do you deal with money?”. Handling money is a bit different whether you are just travelling once or twice a year to a different country or living in one for extended periods of time, as an expat or… Read more

Filed Under: Personal Finance Tagged With: abroad, bank, credit card, currency, exchange, foreign

The People’s Shepherd: How to Improve Your Leadership Skills

By Pauline

  To quote John Quincy Adams, if your actions inspire others to dream more, learn more, do more, and become more, you’re a leader. Being a leader may seem intimating and overwhelming, but everyone is capable of leading. Get in touch with your inner leader to bring about the change you wish to see in… Read more

Filed Under: Money Tagged With: leadership, shepherd, skills

Budget 2014: What It Means For Your Small Business

By Pauline

  There was a lot covered when George Osborne recently revealed the budget for the coming year. But what does it all mean for your small business? Let’s take a look at a few of the relevant highlights:   Grants For Small Businesses to Take On Apprentices   “To make sure we give young people… Read more

Filed Under: Money Tagged With: budget, Business, small

Simplicity and convenience for small business owners

By Pauline

Small Business Owner

  Today, as a small business owner, there are tons of little improvements that are here to make your life better, and much, much easier than before. Think about it: now you don’t even have to wear your best suit, or go to the office, you can work from home with an old sweater, and… Read more

Filed Under: Money Tagged With: Business, owner

Being picky with your learning

By Pauline

Being picky with your learning

I talked recently about how you should be time conscious when trying to save money, and not get into a two hours project that would only save you pennies. One of my examples was fixing stuff, and doing your own things in general instead of delegating. I argued that if you are going to learn… Read more

Filed Under: Self Development Tagged With: abilities, learning, skills, work

When saving money, be time conscious

By Pauline

Time is money, we all know that by now. For every 10 minutes you spend doing X, this is 10 minutes you do not get to spend on doing Y. For example, for 10 minutes you spend trying to SAVE money, you lose 10 minutes trying to MAKE MORE money. Now I often struggle to… Read more

Filed Under: Saving Money Tagged With: Money, Save Money, saving, time conscious

Cricketing Success Boosts Stock Markets – IG Reveals

By Pauline

  Research from leading CFD and financial spread betting provider IG has revealed that winning an Ashes series bolsters the victorious nation’s stock market, with English wins followed by the biggest average gains. The euphoria around Ashes triumphs is often linked with an upturn in consumer confidence, but the little that is known about its impact on… Read more

Filed Under: Money Tagged With: Stocks market

The credit cards of the future

By Pauline

What do you imagine when you think about the future of credit cards, or payment methods in general? I remember when flashing a code with your smart phone was considered an odd occurrence you would only see in Japan or South Korea, and yet now it allows you to pay for some products directly with… Read more

Filed Under: Money Tagged With: chip, credit card, debt, future, Money, pay, payment, pin, safety, security

Just a few days left to use your ISA allowance!

By Pauline

We will be short and sweet today, with a friendly reminder that the tax year in the UK is coming to an end on April 5th, so you only have a few days left to use up your ISA allowance. What is an ISA? For those of you who are not familiar with the Individual… Read more

Filed Under: Personal Finance Tagged With: allowance, budget, investment, isa, july, new isa, saving, stock and shares, tax, tax free

How to Know if An Office Space is Perfect for Your Business

By Pauline

Finding an office space is one of the most difficult things to do these days especially when you are very mindful of your budget. There may be a lot of office spaces in Sydney but you have to be discerning as to the place that you will choose as it can have a huge impact… Read more

Filed Under: Money Tagged With: Business, location, office, regus, rent, space, storage

Top 10 mistakes traders make when filing their taxes

By Pauline

April 15th – the day that makes most of us shudder. Dealing with taxes can be a complicated process for the average person, but investors have an even trickier time staying in compliance with the IRS tax code. While online programs like TurboTax, for example, might be a good fit for someone with straightforward financials, traders… Read more

Filed Under: Money Tagged With: taxes, traders

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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