Hello everyone, I have a guest post today, Jon writes at Money Smart Guides, a personal finance blog dedicated to helping readers get out of debt and start investing for their future. He has written a book, Seven Steps To Early Retirement, which breaks down early retirement into basic steps so that you can successfully… Read more
Viewing category: Saving Money
Items You May Forget To Include In Your Budget
You wouldn’t forget to include your rent or car payment in your budget, but chances are you are forgetting one of these items. These irregular payments can often be overlooked. While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be… Read more
How to Earn (and Save) on a No-Income Budget
If you’re out of work right now, you aren’t alone. Millions of Americans have had their lives and livelihoods upended by COVID-19. But just because you don’t have an active income doesn’t mean you can’t benefit from a budget: In fact, it’s even more important to have a financial game plan in place as you… Read more
Planning our holiday to Mexico
Hope you all had a good weekend! Mrs Scot and I spent the weekend enjoying the ‘crazy’ snow that London had to offer, we couldn’t help but laugh at how seriously some drivers take a little bit of snow. While I grew up in Scotland and learned to drive on ice, it is safe to… Read more
Items You Are Wasting Your Money On
Money is made to be spent, right? But have you ever purchased something only to realize it was unnecessary? I have! Here are some items that you are wasting your money on. Avoid buying these to reduce your buyers remorse and save some euros in the process. Name Brand Products Did you know that… Read more
How Online Banking Can Save You Money
What is the difference between an online bank and online banking? Online banking is usually a service provided by your bank, where an online bank is a bank that has no offline presence. Whether you are using an online banking service provided by your bank, or opening a new account with an online bank, online… Read more
Why Saving Money is Beneficial
Ever feel like you are one paycheck away from a financial disaster? According to statistics, more than 10 million UK citizens have less than £100 in savings and the majority of citizens have less than £1,000. It’s no wonder that so many are one paycheck away from a disaster with so little in savings…. Read more
How You Can Save Money On Healthcare
One benefit of living in the UK is the National Health Service, a public health service which provides free healthcare to UK citizens. While this covers the majority of a person’s healthcare needs, according to the Office for National Statistics, the average UK person spends around £2,000 on healthcare every year; a number that is… Read more
Tips for Creating and Keeping a Budget on a Single Income
Whether it’s a temporary situation, or a long term position, budgeting on a single income can be tricky. Here are some hints and tips to make it easier. Before you begin, keep a spending log of all purchases and expenses for the previous month. Using this list, sit down with your spouse and discuss the… Read more
5 Items to Exclude From Your Wedding Budget
Your wedding is one of the most important days of your life. It is also one of the most stressful days to plan for. Help reduce some of that stress and your budget by excluding these items from your wedding budget. Save The Date Cards Save The Date cards were once a way… Read more
5 Ways To Teach Kids To Save Money
Giving kids an allowance shouldn’t be the first and only step one takes to teaching kids about financial literacy. Kids should be given a chance regularly to earn money in order to learn how to manage it, including saving it. Here are 5 ways to teach kids to save money. Set A Goal Giving… Read more
5 best budgeting apps for 2017
Saving, future planning to be specific is a uniquely humane aspect. We flaunt this skill gloriously while saving/controlling our money expenses viz. budgeting. But budgeting is a tad bit time consuming, plus people nowadays have a knack to do everything on their smartphones. So in compliance to these costumers’s yearning, we have budgeting apps. So… Read more