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The Savvy Scot

Personal finance and lifestyle blog

Should Short-Term Loans be a Last Resort?

By Sara

In this guide we’ll show you the pros and cons of taking out a short-term loan as well as alternatives.

Filed Under: Money

4 Financial Considerations Before Starting a Business

By Sara

Starting your own business is exciting. It’s a chance for you to pursue your passion while also making money. However, many small business owners may fail in the first year because they neglect to take proper financial steps before launching their businesses. Luckily, there are a few things you can do to ensure that you’re… Read more

Filed Under: Money

3 Healthy Lifestyle Changes You Can Make Today

By Sara

So, you’ve made the decision to put more focus on your health and make some lifestyle changes that will have a beneficial impact on your overall wellness. Your first instinct may be to jump on the latest health craze trend and spend a bunch of unnecessary money that you might not really have to spend… Read more

Filed Under: Money

Should You Try IV Nutrition Therapy in 2022?

By Sara

This year, it’s time to finally take hold of your health and wellness. Many of us have been trying to eat healthier, become more mindful, and pay more attention to our bodies, especially during the two years of this pandemic. While there are many habits you can form at home, including cooking healthy meals, exercising,… Read more

Filed Under: Money

Have You Checked Your Credit Report Lately? Here’s Why You Should

By Sara

Whether you’re applying for a loan, renting an apartment or financing a new home, your credit report can have a big impact on your finances. But plenty of people don’t check their reports until they feel like they “need” to, and that can be a big problem. If you haven’t checked yours lately, you may… Read more

Filed Under: Money

How to Quickly Build Muscle Mass In Your Free Time

By Sara

Not everyone has enough time (or money) to dedicate their lives to muscle building. Fortunately, it doesn’t have to be an activity that takes 100% of your time or funds. Contrary to popular belief, putting on muscle mass can be a part-time gig for many people. The key is finding the most efficient ways to… Read more

Filed Under: Money

6 Home Repairs to Do Yourself and When to Hire a Professional

By Sara

One of the most frustrating parts of owning a home is facing the responsibility of making repairs when things go wrong. Unlike renters, homeowners don’t have the luxury of calling a landlord to deal with the issue. Oftentimes, homeowners want to save money, so they choose to make repairs themselves. If done incorrectly, though, these… Read more

Filed Under: Money

Here Are 10 Ways to Be A Good Boss

By Sara

You want to create a great environment for your team so they can be successful, but where on earth do you start? Good bosses have realistic expectations of themselves and others. What the world needs now are more great bosses. Even if you’re not one yet, there’s always room to improve. Here are ten ways… Read more

Filed Under: Money

Give Yourself the Gift of Good Credit

By Sara

From stocking stuffers to big family meals, the holidays bring plenty of opportunities for festivity, generosity and celebration … as well as overspending. More than 60% of Americans said they felt pressured to break their budget on gifts, travel, social gatherings and even donations in 2019 – and by January 2020, the average American had… Read more

Filed Under: Money

4 Things You Should NEVER Do While Traveling

By Sara

Traveling can and should be a rewarding experience. However, it’s fairly easy for an exciting trip to a new city to devolve into a living nightmare if you’re not careful. Indeed, even savvy travelers may occasionally make mistakes that drastically affect the quality of their trip. As such, whether you’re hitting the road for business… Read more

Filed Under: Money

How to Earn (and Save) on a No-Income Budget

By Sara

If you’re out of work right now, you aren’t alone. Millions of Americans have had their lives and livelihoods upended by COVID-19. But just because you don’t have an active income doesn’t mean you can’t benefit from a budget: In fact, it’s even more important to have a financial game plan in place as you… Read more

Filed Under: Personal Finance, Saving Money

Planning our holiday to Mexico

By Sara

Hope you all had a good weekend! Mrs Scot and I spent the weekend enjoying the ‘crazy’ snow that London had to offer, we couldn’t help but laugh at how seriously some drivers take a little bit of snow. While I grew up in Scotland and learned to drive on ice, it is safe to… Read more

Filed Under: Adrenaline Junkie, Saving Money, Travel

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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