Whether it’s a temporary situation, or a long term position, budgeting on a single income can be tricky. Here are some hints and tips to make it easier. Before you begin, keep a spending log of all purchases and expenses for the previous month. Using this list, sit down with your spouse and discuss the… Read more
Viewing posts tagged with: budgeting
Here’s the Mindset You Need in Order to Start Budgeting
A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their… Read more
Personal Finance for Beginners: Tips on Budgeting Your Lifestyle to Improve Your Credit Score
Not too many people are aware of the damage their credit score can cause until they try to apply for something and get denied. Your credit score and history could ultimately make it much harder (and more expensive) for you to acquire the things you want most in life. Whether you’re applying for a job,… Read more
Easiest Way Ever To Know How Much Money You Need For Retirement
Hello everyone, I have a guest post today, Jon writes at Money Smart Guides, a personal finance blog dedicated to helping readers get out of debt and start investing for their future. He has written a book, Seven Steps To Early Retirement, which breaks down early retirement into basic steps so that you can successfully… Read more