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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Personal Finance

Cycle to work scheme: Get a bicycle at 32% off or more!

By Pauline

  As we were talking about reducing transportation costs on the New Year financial boot camp, I encouraged you to go cycling and save on buss pass or petrol. Maybe a 32% discount on a bike will help you think about it? Have you ever heard of the Cycle to Work Scheme? It is a… Read more

Filed Under: Personal Finance Tagged With: bicycle, cycle, Cycle to Work Scheme

New year financial boot camp: Choosing the best credit card for you

By Pauline

Credit Card

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start the year… Read more

Filed Under: Personal Finance Tagged With: best credit card, credit card

Carnival of Financial Independence, 47th edition

By Pauline

    Welcome to the 45th  edition of the Carnival of Financial Independence, a selection of the best articles related to Financial Independence this week. If you would like to be included next week, please submit your post via Blogger Carnivals. If you would like to host for a future edition, you can contact Pauline at Reach Financial… Read more

Filed Under: Personal Finance Tagged With: 2014, carnival, financial, independence, Money, travel

New year financial bootcamp: save on leisure and entertainment

By Pauline

Leisure and entertainment

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with one or two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start… Read more

Filed Under: Personal Finance Tagged With: art shows, entertainment, Free entertainment, Gym, Gym Membership, leisure, museums, save

New year financial boot camp: Earn more money

By Pauline

Earn more money

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start the year… Read more

Filed Under: Personal Finance Tagged With: earning more, income, make more money

New year financial boot camp: save on transportation costs

By Pauline

Transportation Costs

Are you ready to kick start the new year with a bang? To help you do just that, I have put together a month long financial boot camp, with one or two tips per week and a call to action. Together, we will review several aspects of your financial life to make sure you start… Read more

Filed Under: Personal Finance Tagged With: bus, commute, save transportation costs, transportation, transportation costs

London rents are so high it is cheaper to commute from… Barcelona

By Pauline

Airplane

I read an article recently in the Daily Mail that covered the story of a young professional who ran the numbers and concluded it was cheaper for him to live in sunny Barcelona and take a FLIGHT to work four days a week than it was to rent a one bed flat in London!  … Read more

Filed Under: Personal Finance Tagged With: buy, council tax, job, london, oyster, real estate, rent, tfl, tube, UK, Young professional

Are you ready to be a landlord?

By Pauline

ready to be a landlord

At the moment, I have a rental property in Surrey. I had no idea things would turn out this way, you can say I became a landlady by accident. I was living there, but working a job I hated, and I really wanted to do something else with my life. So I made one of… Read more

Filed Under: Personal Finance Tagged With: bank, Banking, buy to let, credit, debt, landlord, leverage, mortgage

Small business operating tips

By Pauline

operating tips

I have owned a small business for about six years, and have also worked freelance for the past six years. While both sides have their pros and cons, operating a small business was by far the hardest. When working freelance, you just need to bill your customer, report said revenue to HMRC, minus a few… Read more

Filed Under: Personal Finance Tagged With: account, bank, Banking, Business, company, corporate, small business

The Financial Services Compensation Schemes’ New Protection Checker leads the way for a money saving campaign

By savvyscot

Financial Services Compensation Schemes’

Amid a new £3million publicity drive the Financial Services Compensation Schemes’ (FSCS) new savings protection checker tool has been created to help users see whether their savings are protected by the FSCS. The FSCS has acknowledged that previous campaign attempts have been unsuccessful so have started a new campaign which started at the beginning of… Read more

Filed Under: Personal Finance Tagged With: Financial Services Compensation Schemes’, FSCS

The Surging Popularity of Equity Release

By savvyscot

An equity release is a way of acquiring funds from existing ownership on your property. The release is something to consider at retirement age if your monthly income is insufficient, or if you’d just appreciate some of the tax-free money that becomes available to you once equity is released. There are typically no monthly repayments… Read more

Filed Under: Personal Finance Tagged With: equity, release, Surging

Family breakdown and bankruptcy: What are the complications?

By savvyscot

When it’s a struggle to make ends meet, it’s understandable that tempers become a little frayed. Not knowing whether they can afford to pay for the bare essentials like bread and milk, let alone something a little more frivolous like Christmas presents for the kids could lead to heated arguments about who’s responsible for the… Read more

Filed Under: Personal Finance

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