We will be short and sweet today, with a friendly reminder that the tax year in the UK is coming to an end on April 5th, so you only have a few days left to use up your ISA allowance. What is an ISA? For those of you who are not familiar with the Individual… Read more
Viewing category: Personal Finance
Teenage money, how to help without spoiling
You want the best for your kids, and that is all in your honor. You want them to be spared from the world, to grow without worries about anything, while at the same time preparing them for the responsibilities they will have to face as adults. And that is a very tough job, helping without… Read more
Paris restricts driving, could you live without a car?
For the first time since 1997, the city of Paris is limiting car circulation to try to get rid of a big smog cloud that has been looming over the city for too long. According to Reuters, the pollution levels are very high, the European Environment Agency (EEA) reported147 microgrammes of particulate matter (PM) per… Read more
Savings and debt before marriage: Whose money is this?
For the past few years, most of my friends have been getting married or moving in with significant others, and oftentimes the question arises: when it is time to merge your finances, what do you do about the money you had before you knew each other? I will admit straight away that I am… Read more
A lifetime of savings part 4: smart money moves in your 50s
While in the past we have discussed the importance of saving money in your 40s, as well as how critical is to to financially plan and be smart about how to save money in your 30s, today we’ll follow up on the next decade of your life. That’s right, you’re about to turn 50! But… Read more
A lifetime of savings part 3: saving money in your 40s
Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life, as well as the smart money moves one should make to save money in your 30s. Now let’s see what should be tackled in your… Read more
A lifetime of savings part 2: Saving money in your 30s
Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life. Now let’s see what should be tackled in your 30s. Make up for your 20s Don’t beat yourself up. You have made mistakes in… Read more
A lifetime of savings part 1: Saving money in your 20s
Hi there! Today I want to talk about savings, as the eligible age for state pensions is getting pushed further and further, it is likely that by the time a 20-something retires, there is not much left for grabs. So it is your responsibility to plan for a financially comfortable future, and it starts now…. Read more
Cash or no cash?
I don’t know about you, but I hate cash. I find it dirty, I don’t like the fact that I need to wash my hands after holding it, or that I feel dirty if I can’t. I don’t like the weight in my pockets or in my purse, I don’t like that you never know… Read more
Selling structured settlements – getting the timing right
Structure settlement can come as a real financial support in the difficult times. This type of financial instrument is likely to be the result of some kind of accident or a lawsuit. In exchange of this structural settlement the guilty party becomes free of any kind of future liability related to this… Read more
How To Save Money This Winter
If you’re concerned about your heating bills and the costs you incur over the winter keeping your home and family warm, well, you’re not alone! Millions of people all around the country worry about how they can save money and spend less while still being comfortable at home. Fortunately, there are… Read more
The Importance of Discussing Finances with your Partner
The following is a guest post from Natalie of Everything Finance. Let me know if you would like to guest post on Savvy Scot. I have been fortunate enough to have been with the same person for over six years now. It has certainly been a journey and there have definitely been bumps… Read more