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The Savvy Scot

Personal finance and lifestyle blog

How To Save Money This Winter

By Pauline

      If you’re concerned about your heating bills and the costs you incur over the winter keeping your home and family warm, well, you’re not alone! Millions of people all around the country worry about how they can save money and spend less while still being comfortable at home.   Fortunately, there are… Read more

Filed Under: Personal Finance Tagged With: Save Money, tips, winter, winter season

The Importance of Discussing Finances with your Partner

By Pauline

The following is a guest post from Natalie of Everything Finance. Let me know if you would like to guest post on Savvy Scot.     I have been fortunate enough to have been with the same person for over six years now. It has certainly been a journey and there have definitely been bumps… Read more

Filed Under: Personal Finance Tagged With: finances, partner

Have you ever been denied a credit card?

By Pauline

    As the recession begins to ease up around the UK, more and more people are turning to credit cards as an easy option for the instant cash fix they need to level out their finances. With New Year’s Resolutions seeming like a distant memory, the bid to make yourself a savvy spender may… Read more

Filed Under: Uncategorized Tagged With: credit, credit card, denied

The Guide to Borrowing

By Pauline

Cash or no cash

  For all of us who struggle with the confusing world of finance, and in particular the jargon, help is finally at hand! Loan broker giant Freedom Finance has compiled a fantastic little e-book created simply to answer all of our credit queries and borrowing questions. And guess what? It’s absolutely FREE! This guide covers… Read more

Filed Under: Money Tagged With: borrow, credit, guide, insecured, loan, Money, rating, score, secured, tips

Janet Yellen And The Fed’s Influence On The Markets

By Pauline

    Learn what is financial spread betting and how you can trade the financial markets from your desktop. On the February 3, 2014 Janet Yellen was sworn in as the chair of the Federal Reserve Board of Governors. This is the first time a woman has ever held the position. In taking the position Janet Yellen… Read more

Filed Under: Money Tagged With: bet, betting, Bonds, invest, market, Money, shares, spread, stock

Cycle to work scheme: Get a bicycle at 32% off or more!

By Pauline

  As we were talking about reducing transportation costs on the New Year financial boot camp, I encouraged you to go cycling and save on buss pass or petrol. Maybe a 32% discount on a bike will help you think about it? Have you ever heard of the Cycle to Work Scheme? It is a… Read more

Filed Under: Personal Finance Tagged With: bicycle, cycle, Cycle to Work Scheme

The Ecommerce Solution: Why Taking Your Business Online Could Change Your Life

By Pauline

  Image   Many of us are led to believe that being young and broke is an unavoidable stretch on life’s long highway of experiences. If you suffer hard enough, for long enough, at some point your luck will change and you will no longer be “struggling.” But what if there was a way you… Read more

Filed Under: Money Tagged With: Business, ecommerce, electronic, online, online business, small business, start up

£5 broadband AND line rental for 12 months for O2 customers moving to Sky

By Pauline

As you may know if you used to be an O2 customer, O2 sold mid 2012 to Sky. Meaning, you were automatically transferred to Sky for your broadband and line rental deal. For many of you who, like me, enjoyed O2’s great customer service, this is a bummer. But, there is a silver lining, at… Read more

Filed Under: Uncategorized Tagged With: broadband, connection, customer, Internet, line rental, O2, Sky

Tips for a carefree summer holiday

By Pauline

    Summer is not so far ahead, and you are probably starting to make plans about destinations and dates, asking for days off at work and looking at flights. Here are a few tips to make it even more enjoyable. The first thing on my holiday check list is your passport. Yes, it sounds… Read more

Filed Under: Money Tagged With: holiday, Insurance, summer, travel, traveling

Savvy Shopping: How to Save Money on Quality Items

By Pauline

Save Money on Quality Items

  We all want to get the best buy for our money. No one wants to be stuck with cheap stuff, because that’s all they can afford. The trick to saving money on quality items is to buy them secondhand or at close-out prices.   Where To Find Quality Secondhand Items   Where you buy… Read more

Filed Under: Saving Money Tagged With: quality, quality items, save, Save Money, shopping

Downsizing your home: rules for going small

By Pauline

Downsizing your home

  With the tiny home movement in full swing, many people are downsizing their homes to something much smaller. City dwellers are trading living space for location and convenience. With home taxes, insurance, utility and upkeep costs rising every day, you may end up asking yourself if you really need all the space you now… Read more

Filed Under: Change Tagged With: downsizing, Downsizing your home, home, House, small

New Year Lifestyle Checklist

By Pauline

New Year’s resolutions are a tradition, but sometimes trying to complete them can seem like a challenge. Use a lifestyle checklist like the one below to get your affairs in order.

  New Year’s resolutions are a tradition, but sometimes trying to complete them can seem like a challenge. This year, why not take on some easy resolutions that are achievable and could make a big difference to your future? Use a lifestyle checklist like the one below to get your affairs in order. Finances After… Read more

Filed Under: Money Tagged With: diy, Finance, income, job, lifestyle, list, Money, New Year, resolution, to do, will

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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