• About
  • Advertise
  • Contact
  • Terms & Conditions
  • Fitness Challenge
  • Change Your Life
  • Bucket List
    • Email
    • Facebook
    • Google+
    • Instagram
    • Pinterest
    • RSS
    • Twitter

The Savvy Scot

Personal finance and lifestyle blog

Are you a life saver?

By Pauline

Hi there! Today I wanted to share with you this infographic from AJ Bell Youinvest, as it is a perfect follow up of my lifetime of savings series, where we talk about why you should save and invest money and how to do it specifically in your 20s, 30s, 40s and 50s. I can’t empathize… Read more

Filed Under: Money Tagged With: life saver

Teenage money, how to help without spoiling

By Pauline

Teenage Money

  You want the best for your kids, and that is all in your honor. You want them to be spared from the world, to grow without worries about anything, while at the same time preparing them for the responsibilities they will have to face as adults. And that is a very tough job, helping without… Read more

Filed Under: Personal Finance Tagged With: Money, responsible, teenage

Lower Loan Rates: 4 Secrets on How to Get Them

By savvyscot

Hello everyone! Hope you are all doing great! Been a little bit quiet around here over the last couple of days – I had the pleasure of having family stay with me and am exhausted! Fear not, here is something that was prepared earlier: Four top tips to achieve a lower loan rate! I must… Read more

Filed Under: Money Tagged With: cheap loans, discounted loans, get discount on loan, loan rate discounts, lower loan rates, Save Money

Paris restricts driving, could you live without a car?

By Pauline

Paris restricts driving, could you live without a car?

For the first time since 1997, the city of Paris is limiting car circulation to try to get rid of a big smog cloud that has been looming over the city for too long. According to Reuters, the pollution levels are very high, the European Environment Agency (EEA) reported147 microgrammes of particulate matter (PM) per… Read more

Filed Under: Personal Finance, Transport Tagged With: car, driving, Paris

How To Cut Cost On Your Monthly Expenditure This Year

By Pauline

    You might want to save up for a special holiday, a revamp of your home, or you might just want to save a little extra for a rainy day. Whatever you reason, the best way to add up the pounds and pennies is to cut back on your monthly expenses over the course… Read more

Filed Under: Money Tagged With: cost, cut, expenditure, monthly

How does the Help to Buy scheme work?

By Pauline

Have you ever heard about the help to buy scheme? It is a government backed project that helps people buy a home. It divides in two categories, the equity loan and the mortgage guarantee. The folks at Barratt Homes have put together a nice infographic to help you understand everything better. Basically, you can get… Read more

Filed Under: Money Tagged With: buy, scheme

A guide to being smart about selling structured settlements

By Pauline

Structured Settlement

  For most people, momentous events such as starting a business or buying a new home is considered as their life’s aim as per National funding Resources Associates. If you are also one of them or are planning to start a new business, then your current annuity payments might not be sufficient to fulfill your… Read more

Filed Under: Insurance Tagged With: guide, sell, Structured Settlements

Savings and debt before marriage: Whose money is this?

By Pauline

couple money

  For the past few years, most of my friends have been getting married or moving in with significant others, and oftentimes the question arises: when it is time to merge your finances, what do you do about the money you had before you knew each other? I will admit straight away that I am… Read more

Filed Under: Personal Finance Tagged With: debt, Marriage, Money, planning, savings

Should you get renter’s insurance?

By Pauline

  Living in a rental home or apartment may have you feeling relatively secure with your living conditions. Since you’re not the owner, there’s no worrying about fixing major property damage. Therefore, you may have never given much thought to renters’ insurance. However, you may want to reconsider and give this type of insurance serious… Read more

Filed Under: Money Tagged With: claims, Insurance, property, renter

Advice for saving towards a 2014 summer holiday

By Pauline

  This post was written in collaboration with My Jar       If you’re planning to get away this summer, now is the perfect time to stop day dreaming and start planning your holiday. Whether you’re craving a buzzing city break or a blissfully peaceful beach holiday, you can make the fantasy a reality… Read more

Filed Under: Money Tagged With: holiday, summer, trip, vacation

A lifetime of savings part 4: smart money moves in your 50s

By Pauline

A lifetime of savings part 4: smart money moves in your 50s

While in the past we have discussed the importance of saving money in your 40s, as well as how critical is to to financially plan and be smart about how to save money in your 30s, today we’ll follow up on the next decade of your life. That’s right, you’re about to turn 50! But… Read more

Filed Under: Personal Finance Tagged With: 50, lifetime savings, Money, Saving Money, smart money, taxes

Cheap and Cool New Car Tech

By Pauline

Car technologies such as navigation and blind-spot monitoring are great ways to enhance your overall driving experience. However, these items do not come cheap. The cost of an in-dash navigation system can easily exceed $1,000. The good news is that you do not have to shell out thousands of dollars in order to add neat… Read more

Filed Under: Money Tagged With: auto, automobile, car, drive, gadget, tech

« Previous Page
Next Page »

Get on the list!

Receive earning updates, reader questions and general tips straight to your inbox:

Search this website

Recommended Reading:

  • Defining Purpose and the Importance of Moderation
  • The Benefits of Being a Dilettante
  • 4 Things They Didn't Tell You About Life
  • Who Needs Business Insurance?
  • Our Wedding in Thailand
  • Wedding Part 2 - The Finances
  • How to Get a 100% LTV Mortgage
  • Lessons in Negotiation
  • Scottish Insolvencies Rise
  • A Mobile Phone Dilemma

Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

Copyright © 2025 The Savvy Scott · Custom site by Moonsteam Design