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The Savvy Scot

Personal finance and lifestyle blog

Advice for saving towards a 2014 summer holiday

By Pauline

 

This post was written in collaboration with My Jar

 

 

 

If you’re planning to get away this summer, now is the perfect time to stop day dreaming and start planning your holiday. Whether you’re craving a buzzing city break or a blissfully peaceful beach holiday, you can make the fantasy a reality this year by saving now. You don’t even need to make huge sacrifices on your daily spending habits in order to save for the summer. Instead, by making a few smart changes to your lifestyle, you could find that you’ve soon saved enough to fund that dream getaway.

 

 

 

Shop around

 

Travel agents, flight providers and hotels offer money-saving deals ahead of peak travel periods, so this is a good time to scoop a bargain holiday. Don’t opt for the first package you find though. Shop around and see what alternatives there are. It’s worth making a little extra effort when searching for accommodation or travel dates. Altering your dates by a day or two can save you significant amounts of money.

 

 

 

Stay on top of your spending

 

Planning ahead for the future means staying on top of your finances in the present too. Cut out unnecessary costs and charges like avoidable bank charges for being slightly overdrawn. Instead, if you do find you have a small delay in expected payments, affordable short term loans from a responsible lender such as MYJAR, can be a useful way of keeping your finances in check.

 

 

 

Block up the leaks

 

Look over your bank statements and see where you’re really spending your money. Are you spending more than you thought on your phone bill or fuel costs? Review whether you really need both a land line and a mobile, and use comparison sites to check that you’re on the best gas and electricity deals. You could find yourself saving a handy amount each month by cutting out unnecessary costs, perfect for building up your summer holiday fund.

 

 

 

The infographic below has been designed by MYJAR to help you see which areas of your life you can save money in. And remember, even small savings can add up to a significant sum over the course of a few months.

 

 

MYJAR Infographic v5 - Final (5).pdf-page-001 (1)

Filed Under: Money Tagged With: holiday, summer, trip, vacation

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