One of my worst nightmares is to have an accident at work. I don’t know why, but I always imagine some kind of heavy machinery cutting off a finger or a builder falling off a scaffold, yet work accidents are generally not that bad, but happen more than you think. For example once, I had severe… Read more
Enrolling In The Thrift Savings Plan
Hello everyone, please help me welcome Marvin from www.brickbybrickinvesting.com and www.tspinvesting.com. You can connect with him on social media: Twitter | Facebook | Google + | LinkedIn. Many people have a lot of concerns about saving enough money for retirement, especially given the current state of the economy and the issues with various pension plans. In truth, the very things that most people once… Read more
Are contractors worth their rates?
I am always impressed when I see contractors’ rates, compared to someone doing pretty much the same job, but full time. For example, in IT, you can easily charge £800 and up per day, which is what an average IT professional might make in a week or more. As a matter of fact, a… Read more
How to keep your credit rating positive
If you’re a new, up-and-coming business it’s important that your credit rating is positive and clear of any misdemeanors to ensure you can obtain loans and help your growing enterprise excel. There are many ways to improve credit rating and just as many things you can do to tarnish your report. Steer clear of… Read more
Qualifying for a homeowner loan
Individuals who already own their property with a mortgage are normally eligible to apply for a homeowner loan. In this way, they can borrow extra money using their home as collateral against the loan. A secured loan (also referred to sometimes as a secured homeowner loan) lets you take out a loan which is… Read more
Have you checked your motor insurance deal lately?
One thing that is on my to do list every year, when my insurance contracts are about to expire, is to go look for a better deal, or make sure my current company provides the minimum coverage I need at the best price possible. Your insurance premium is a bundle of individual prices for each… Read more
With Tesco and its competitors stalling, what’s next for supermarket shopping?
By Patrick Foot, financial markets writer at IG, the leading UK financial spread betting company. Tesco’s disastrous performance in recent years is well known. Back in September, Tesco announced its worst news yet: a previous profit warning – released on August 29 – had added an estimated £250 million to its potential for profit. A… Read more
Patrick Mahony on the psychology of open space offices
Doctor Patrick Mahony takes a look at this now widespread practice that is being increasingly criticized. Hailed as the key to efficiency and great team dynamics since the mid-80s, the open space configuration is far from being a universally-good idea. Welcome to the era of professional roommates. An era of shared space where desks are… Read more
How to Fund Home Improvements
A recent survey by Lloyds TSB has suggested that the total spent by UK households on DIY has fallen to its lowest level since 2000, with more homeowners than ever resorting to a simple lick of paint or some new wallpaper to improve their home. An average British household now spends just £352 on home… Read more
Recovering from bad credit? Tips to get you back on track
Recovering from bad credit can be a long process. At times it may even seem like you’ll never break out of the rut … but there are ways of securing your place in the black and out of the red. Here’s how. Get reviews from credit bureaus When you receive the review make sure the… Read more
Beware of financial scams
I consider myself a pretty cautious person, when it comes to handling my finances and trying to keep my money safe. So you may be surprised to hear that I have been the victim of a few financial scams in spite of my caution. And even though I would never send my financial details… Read more
How to make frugal Christmas decorations
As I am not really big on Christmas, I am happy to have my VA Clarisse who is a Christmas enthusiast, talk about frugal Christmas decorations today. Enjoy! When the months ending in “BER” start, for us it means that Christmas is just around the corner! And when we speak about Christmas, we are… Read more