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The Savvy Scot

Personal finance and lifestyle blog

How to Quickly Build Muscle Mass In Your Free Time

By Sara

Not everyone has enough time (or money) to dedicate their lives to muscle building. Fortunately, it doesn’t have to be an activity that takes 100% of your time or funds. Contrary to popular belief, putting on muscle mass can be a part-time gig for many people. The key is finding the most efficient ways to… Read more

Filed Under: Money

6 Home Repairs to Do Yourself and When to Hire a Professional

By Sara

One of the most frustrating parts of owning a home is facing the responsibility of making repairs when things go wrong. Unlike renters, homeowners don’t have the luxury of calling a landlord to deal with the issue. Oftentimes, homeowners want to save money, so they choose to make repairs themselves. If done incorrectly, though, these… Read more

Filed Under: Money

Here Are 10 Ways to Be A Good Boss

By Sara

You want to create a great environment for your team so they can be successful, but where on earth do you start? Good bosses have realistic expectations of themselves and others. What the world needs now are more great bosses. Even if you’re not one yet, there’s always room to improve. Here are ten ways… Read more

Filed Under: Money

Easiest Way Ever To Know How Much Money You Need For Retirement

By Pauline

Easiest Way Ever To Know How Much Money You Need For Retirement

  Hello everyone, I have a guest post today,  Jon writes at Money Smart Guides, a personal finance blog dedicated to helping readers get out of debt and start investing for their future. He has written a book, Seven Steps To Early Retirement, which breaks down early retirement into basic steps so that you can successfully… Read more

Filed Under: Saving Money Tagged With: budgeting, retirement, retiring, Saving for retirement

A guide to moving house: clearing out & setting up

By Pauline

Moving house is one of those life necessities. Its not always simple and it requires a fair bit of planning, but its a wonderful opportunity to refresh your style and make yourself a new home. One of the pleasure of moving house it making the most of the ‘‘out with the old, in with the… Read more

Filed Under: Money Tagged With: guide, Moving, Moving House

Three ways to slim down your wallet

By Pauline

I think you can tell a lot by looking at a person’s wallet. Like a watch, or how they dress, it is a very personal item, and a lot of very important things are inside, be it a credit card or a picture of a loved one. Mine is really bulky and for as much… Read more

Filed Under: Money Tagged With: wallet

Give Yourself the Gift of Good Credit

By Sara

From stocking stuffers to big family meals, the holidays bring plenty of opportunities for festivity, generosity and celebration … as well as overspending. More than 60% of Americans said they felt pressured to break their budget on gifts, travel, social gatherings and even donations in 2019 – and by January 2020, the average American had… Read more

Filed Under: Money

7 Effective Ways to Stretch Your Meal Money

By Pauline

7 Effective Ways to Stretch Your Meal Money

Now that the holidays are behind us many people will be trying to tighten their belts – in more ways than one. Diets will begin as we all try to shed those extra pounds gained by overindulging in rich, decadent foods. At the same time, holiday spending guilt will no doubt force others to slash… Read more

Filed Under: Personal Finance

Items You May Forget To Include In Your Budget

By Pauline

While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be sure to include these items in your next budget planning session.

You wouldn’t forget to include your rent or car payment in your budget, but chances are you are forgetting one of these items. These irregular payments can often be overlooked. While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be… Read more

Filed Under: Personal Finance, Saving Money Tagged With: budget, budget tips

Why you need to fix your credit NOW

By Pauline

They say the best time to plant a tree was 20 years ago, and the next best time is now. The same goes for your credit score. I know, it’s annoying, and it can be tedious to look into years of financial data, and find out why your credit score is low. But it is… Read more

Filed Under: Personal Finance

4 Things You Should NEVER Do While Traveling

By Sara

Traveling can and should be a rewarding experience. However, it’s fairly easy for an exciting trip to a new city to devolve into a living nightmare if you’re not careful. Indeed, even savvy travelers may occasionally make mistakes that drastically affect the quality of their trip. As such, whether you’re hitting the road for business… Read more

Filed Under: Money

How to Earn (and Save) on a No-Income Budget

By Sara

If you’re out of work right now, you aren’t alone. Millions of Americans have had their lives and livelihoods upended by COVID-19. But just because you don’t have an active income doesn’t mean you can’t benefit from a budget: In fact, it’s even more important to have a financial game plan in place as you… Read more

Filed Under: Personal Finance, Saving Money

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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