Now that the holidays are behind us many people will be trying to tighten their belts – in more ways than one. Diets will begin as we all try to shed those extra pounds gained by overindulging in rich, decadent foods. At the same time, holiday spending guilt will no doubt force others to slash… Read more
Items You May Forget To Include In Your Budget
You wouldn’t forget to include your rent or car payment in your budget, but chances are you are forgetting one of these items. These irregular payments can often be overlooked. While it may not be a big issue to work it into a budget for some, it could be a major inconvenience for others. Be… Read more
Why you need to fix your credit NOW
They say the best time to plant a tree was 20 years ago, and the next best time is now. The same goes for your credit score. I know, it’s annoying, and it can be tedious to look into years of financial data, and find out why your credit score is low. But it is… Read more
4 Things You Should NEVER Do While Traveling
Traveling can and should be a rewarding experience. However, it’s fairly easy for an exciting trip to a new city to devolve into a living nightmare if you’re not careful. Indeed, even savvy travelers may occasionally make mistakes that drastically affect the quality of their trip. As such, whether you’re hitting the road for business… Read more
How to Earn (and Save) on a No-Income Budget
If you’re out of work right now, you aren’t alone. Millions of Americans have had their lives and livelihoods upended by COVID-19. But just because you don’t have an active income doesn’t mean you can’t benefit from a budget: In fact, it’s even more important to have a financial game plan in place as you… Read more
Planning our holiday to Mexico
Hope you all had a good weekend! Mrs Scot and I spent the weekend enjoying the ‘crazy’ snow that London had to offer, we couldn’t help but laugh at how seriously some drivers take a little bit of snow. While I grew up in Scotland and learned to drive on ice, it is safe to… Read more
Why Education Helps Ensure Long-Term Health & Fitness
Unfortunately, effort is not the only factor that determines overall health and wellness. Indeed, many individuals work extremely hard to improve their dietary and exercise habits, only to see fleeting or minimal returns. The sad reality is that lots of people who try to make positive lifestyle changes don’t have all the information they need… Read more
4 Tips for Dealing with “Minor” Health Problems
No one –– regardless of their age, fitness levels, or dietary choices –– is 100% completely healthy. Despite your best efforts, odds are you’re dealing with at least a minor health concern at the moment. This might be something like a bunionette on your left foot; a rash on your neck; hereditary high-blood pressure; or… Read more
4 Ways That You Can Practice Financial Stability
As economic uncertainty grows by the day, we all feel the strain on our purse. Some turn to a simple dream, too good to ignore — winning the national lottery. But ask yourself this: how many people play the lottery? The answer is more than 30 million people And how many winners are there every… Read more
5 Tips to Master Any Subject Quickly
No successful person is ever “finished” with their education. Even after you graduate from college, you may find the need to learn a new skill, study a new application, or engross yourself in a new field. Learning new things is a crucial aspect of growing both professionally and personally. The bad news is that sometimes… Read more
Mental Training: How to Prepare Yourself for Exercise
Exercise, like most things, is mostly a mental endeavor. How you think and feel about a workout has much more to do with your eventual success than your own physical fitness level. Plus, exercise offers just as many mental-health benefits as it does physical ones. With that in mind, today we’re going to take a… Read more
6 Ways That the Right Bad Credit Lender Can Improve Your Quality of Life
Needing a loan and believing that no one would approve you is difficult on a number or levels. When you do come across a Toronto based bad credit lender who’s willing to help, things begin to change. It’s not just about being approved for the loan itself. There’s a long list of ways that the… Read more