Many people make enough money to live well but often use poor judgment when it comes to spending it. If you make bad money decisions too often, you end up with a lot of unnecessary debt, late payments and late fees. You can even end up in dire straits and land in the vicious cycle… Read more

  If you’re someone who sees no purpose in having a budget, this compiled list gives you a few reasons that may change your mind. A budget, as you will see, is more than just numbers on a spreadsheet. If you remain committed, it will allow you to pay your bills on time, raise your… Read more

  It is not easy going through the legal process involved in making injury claims. This is especially true for those who you cannot work as result of their injury. You may need to fight both hard and smart to maximise your chances of receiving adequate compensation. These key tips will help you survive the… Read more

Business would be so much simpler if you could simply offer a good product at a good price and let everything else take care of itself. However, in a hyper-competitive environment like ecommerce, everybody has good products at good prices. Differentiation is necessary to help your audience find you. For many, this has entailed embracing… Read more

It will take a lot to end our love of cars. They take us places, help us explore, provide adventures, and promise vacations. All manner of vehicles take families on picnics, children to soccer practice, and families camping. They take us to work, school, and shopping. Our jobs depend on our getting to work on… Read more

  Are you considering cancelling your student loan? Are you curious if that is even possible? Yes, cancelling a student loan is possible under certain rather specific circumstances. What’s more, it can happen whether your loan is active, in deferment, or even in default. Previously made payments can be refunded to you too—under certain conditions…. Read more

Before investing, it’s recommended that you speak to a reputable financial advisor. It’s his/her job to help you decide on long-term financial strategies that suit your objectives. They can guide you through the financial investment landscape, helping you avoid pitfalls that you could fall into if you invested by yourself.   It’s important to find… Read more

You shouldn’t consider yourself a failure if you didn’t save anything for your child’s college. In real sense, you can face financial challenges that could disrupt your savings plan. But look, you can still find ways of financing your child’s college even with zero savings. So, your child education plan is still very important, you… Read more

According to Consumer Financial Protection Bureau (CFPB), 90 percent of lenders need undergraduate students to have a cosigner. Even if you’re on a scholarship program, you may still face financial challenges. Because you’re a grown up, you’ll have to take responsibility of yourself by buying your own meals, buying your own clothes and purchasing some… Read more

You’re retired, over 62, and in need of a little extra cash. Is a reverse mortgage a good idea? It depends on your financial health. If you’re buried in debt and a reverse mortgage will only offer a brief reprieve from your creditor’s calls, getting the loan is a terrible decision. However, if you’re somewhat… Read more