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The Savvy Scot

Personal finance and lifestyle blog

4 Things You Should NEVER Do While Traveling

By Sara

Traveling can and should be a rewarding experience. However, it’s fairly easy for an exciting trip to a new city to devolve into a living nightmare if you’re not careful. Indeed, even savvy travelers may occasionally make mistakes that drastically affect the quality of their trip. As such, whether you’re hitting the road for business… Read more

Filed Under: Money

How to Earn (and Save) on a No-Income Budget

By Sara

If you’re out of work right now, you aren’t alone. Millions of Americans have had their lives and livelihoods upended by COVID-19. But just because you don’t have an active income doesn’t mean you can’t benefit from a budget: In fact, it’s even more important to have a financial game plan in place as you… Read more

Filed Under: Personal Finance, Saving Money

Planning our holiday to Mexico

By Sara

Hope you all had a good weekend! Mrs Scot and I spent the weekend enjoying the ‘crazy’ snow that London had to offer, we couldn’t help but laugh at how seriously some drivers take a little bit of snow. While I grew up in Scotland and learned to drive on ice, it is safe to… Read more

Filed Under: Adrenaline Junkie, Saving Money, Travel

Why Education Helps Ensure Long-Term Health & Fitness

By Sara

Unfortunately, effort is not the only factor that determines overall health and wellness. Indeed, many individuals work extremely hard to improve their dietary and exercise habits, only to see fleeting or minimal returns. The sad reality is that lots of people who try to make positive lifestyle changes don’t have all the information they need… Read more

Filed Under: Money

4 Tips for Dealing with “Minor” Health Problems

By Sara

No one –– regardless of their age, fitness levels, or dietary choices –– is 100% completely healthy. Despite your best efforts, odds are you’re dealing with at least a minor health concern at the moment. This might be something like a bunionette on your left foot; a rash on your neck; hereditary high-blood pressure; or… Read more

Filed Under: Money

4 Ways That You Can Practice Financial Stability

By Sara

As economic uncertainty grows by the day, we all feel the strain on our purse. Some turn to a simple dream, too good to ignore — winning the national lottery. But ask yourself this: how many people play the lottery? The answer is more than 30 million people And how many winners are there every… Read more

Filed Under: Money

5 Tips to Master Any Subject Quickly

By Sara

No successful person is ever “finished” with their education. Even after you graduate from college, you may find the need to learn a new skill, study a new application, or engross yourself in a new field. Learning new things is a crucial aspect of growing both professionally and personally. The bad news is that sometimes… Read more

Filed Under: Money

Mental Training: How to Prepare Yourself for Exercise

By Sara

Exercise, like most things, is mostly a mental endeavor. How you think and feel about a workout has much more to do with your eventual success than your own physical fitness level. Plus, exercise offers just as many mental-health benefits as it does physical ones. With that in mind, today we’re going to take a… Read more

Filed Under: Money

6 Ways That the Right Bad Credit Lender Can Improve Your Quality of Life

By Sara

Needing a loan and believing that no one would approve you is difficult on a number or levels. When you do come across a Toronto based bad credit lender who’s willing to help, things begin to change. It’s not just about being approved for the loan itself. There’s a long list of ways that the… Read more

Filed Under: Money

5 Sneaky Things that Restaurant Wait Staff Do to Drive Up the Bill

By Sara

Let’s start with this: for the most part, being a waiter or waitress is definitely not a lucrative job. And many times, it’s not enjoyable either — like when dealing with unruly customers, hostile bosses, and uncooperative (or just plain nasty) colleagues. But with this being said, it’s also true that some wait staff —… Read more

Filed Under: Money

How to Start Reading Books Again

By Sara

If you’re like 27% of US adults, you haven’t even read part of a book in the past year. This is understandable. After all, people have never been busier than they are today. Between work, social, and personal commitments, most people feel they simply don’t have the time for a hobby like reading. In addition,… Read more

Filed Under: Money

The Importance of Wealth

By Sara

Money is an essential part of the way we live our lives. It allows people to exchange the value of goods and services without bartering. We can simply give someone money and get something in return. Being smart with money is, therefore, one of the most important skills you can have to survive in life…. Read more

Filed Under: Money

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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