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The Savvy Scot

Personal finance and lifestyle blog

Viewing posts tagged with: saving

When saving money, be time conscious

By Pauline

Time is money, we all know that by now. For every 10 minutes you spend doing X, this is 10 minutes you do not get to spend on doing Y. For example, for 10 minutes you spend trying to SAVE money, you lose 10 minutes trying to MAKE MORE money. Now I often struggle to… Read more

Filed Under: Saving Money Tagged With: Money, Save Money, saving, time conscious

Just a few days left to use your ISA allowance!

By Pauline

We will be short and sweet today, with a friendly reminder that the tax year in the UK is coming to an end on April 5th, so you only have a few days left to use up your ISA allowance. What is an ISA? For those of you who are not familiar with the Individual… Read more

Filed Under: Personal Finance Tagged With: allowance, budget, investment, isa, july, new isa, saving, stock and shares, tax, tax free

A lifetime of savings part 3: saving money in your 40s

By Pauline

Saving money in your 40s

Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life, as well as the smart money moves one should make to save money in your 30s. Now let’s see what should be tackled in your… Read more

Filed Under: Personal Finance Tagged With: 40s, lifetime savings, Money, retirement, save, saving, taxes

A lifetime of savings part 2: Saving money in your 30s

By Pauline

Saving money in your 30s

Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life. Now let’s see what should be tackled in your 30s.   Make up for your 20s Don’t beat yourself up. You have made mistakes in… Read more

Filed Under: Personal Finance Tagged With: 30s, family budget, House, new job, save, saving

Get the most out of your Retirement Accounts in 2014

By Pauline

      Anyone who’s engaged in contributing to a retirement account already knows that they allow you to take advantage of several excellent tax breaks as well as, in many cases, employer matching programs that add to your “nest egg”. In order to take full advantage of these tax breaks, and the considerable amount… Read more

Filed Under: Money Tagged With: 401(k), account, bank, Money, optimize, retirement, save, saving, tax, thrift

How to save money this New Year

By Pauline

  January is traditionally a month in which most of us are looking to cut-back and clear the debt we’ve accrued over the festive period. It’s a great time to think about where we went wrong in regard to finance the year before and how to put those faults right this year. Budget The first… Read more

Filed Under: Money Tagged With: budget, credit, debt, gaming, interest rate, Money, New Year, plan, save, saving

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