We all have at least one bad habit. For me, it is nail biting. No matter how hard I try – including using ‘stop n grow’ and similar products – I just can’t seem to kick it! Each time that my hand goes near my mouth, my loved ones nag me not to.. especially Mrs… Read more
Viewing category: Personal Finance
A Mobile Phone Dilemma
I make no secret about the fact that I love technology. As well as being an adrenaline junkie, I am a self-confessed geek! I work with Technology & have had a strong interest from a very young age. At about 8 years old I used all my persuasion skills to convince my Dad that we… Read more
Sometimes Even the Best of Us Need Help
For many households around Britain, 2012 was not the most comfortable of years financially. With austerity measures, job cuts and the rising cost of living, many families were stretched to breaking point, trying to juggle dwindling income with increasing expenditure. And the bad news is that 2013 doesn’t look to be bringing any change to… Read more
10 Tips for Renovating Investment Property
So you’ve bought an investment property that needs some work done – what now? How do you make the most of your investment? Here are ten things to consider when planning your renovations: Check your figures Before you start, check your numbers. When investing in property, it makes no sense to spend £15,000 on… Read more
The Passive Income Series – Method 1: Get Paid to Browse the Internet
Happy Tuesday everyone! Given that the temperature has dropped well below zero degrees in London, Mrs Scot and I thought it would be a good idea to book our holiday. We spent last night (hence no blog post) finalising our arrangements and have successfully booked our first holiday of 2013! In May we will be… Read more
Understanding Structured Settlements
Hopefully everyone is having a great weekend. Today I have the pleasure of co-hosting a $1000 giveaway! You may well have already seen posts from some other cohosts relating to Structured Settlements or selling annuity; if not, make sure you enter here! What is a Structured Settlement? When we hear the term structured settlement or… Read more
Immune to a Recession? Companies that grew in 2012
Recession = Devastation! The recession hit a lot of companies very hard in 2012. In the UK alone, numerous big high street names were forced to shut their doors. From the massive electrical store Comet to the huge sports seller JJB, dozens of other companies were forced to call in the administrators. 2013 looks to… Read more
The Truth About Income Protection
Today I have a guest post from Drewberry Insurance – a firm that specialises in Income Protection. This is not your typical guest post and is an excellent introduction into sickness / illness cover. If I am totally honest, this is something I knew very little about prior to reading the below post. I think… Read more
Totally Unrealistic Resolutions
A big happy new year to everyone. I had planned to write this post a few days ago so that I wouldn’t need to write hungover, but unfortunately that did not happen. I refuse to admit that this was down to bad planning, rather I decided my time would be better spent with family!… Read more
SALLTYE – Spend A Lot Less Than You Earn
Personal Finance is freaking boring!!!! From the outset, personal finance is exactly that – boring. A mundane administrative task that nobody wants to do. Most of us sit in front of spread sheets all day at work – why would we want to come home and start again? We all have different financial situations, but… Read more
My Christmas Shopping: Boring to an Outsider
A few days ago I wrote a post titled: On Presents, Presence and Happiness. This post has surprisingly proved to be very popular and a lot of you wrote some pretty nice things about it, for which I am thankful! I spent a lot of time reading through the comments and some of them really… Read more
Change Your Life – Step 7 Improve Your Social Life
Need to play catchup? Part 1 – Exercise Part 2 – Eating Healthily Part 3 – Get Knowledge Part 4 – Your Appearance Part 5 – Learn New Skills Part 6 – Fix Your Wardrobe So you have followed steps 1 through 6 and you are well on your way to making a significant change… Read more