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The Savvy Scot

Personal finance and lifestyle blog

Have You Thought About Dying?

By savvyscot

Have You Thought About Dying?

Dying is not something people ever like to think about. We associate dying with something that happens when you are old and have fulfilled your dreams. While we appreciate that in certain circumstances or career choices, dying is more possible, most of us don’t think it will happen to us until a lot later on… Read more

Filed Under: Personal Finance, Saving Money Tagged With: danger of dying, Have you thought about dying, how to prepare for death, importance of insurance, importance of life insurance, Life insurance, what to do before dying

The 25 Year Growth of Average Wages

By savvyscot

wage increases

There are numerous reports on how the average wage has varied in the UK over the last 25 years. Let’s take a look at the following infographic: The above infographic shows us how wage increases have varied by percentile of earners over the last 25 years. The graph essentially shows that top earners pay has… Read more

Filed Under: Reflection, Saving Money Tagged With: Average Wage, Change in average wage, Citizen Advice, Debt consolidation, IVA, Payplan, Top percentile of earners, Trustdeed

How Do You Protect Your Assets?

By savvyscot

Aside from the presidential election, the media has been full of coverage of Hurricane Sandy recently. While the hurricane has caused complete devastation and ruined many people’s lives, there are some great lessons that we can all learn. From a selfish point of view, it has forced me to look closely at different ‘high risk’… Read more

Filed Under: Guest Posts, Reflection Tagged With: Home Security, how to increase home security, how to protect assets, protect assets, reasons to protect assets, security tips, tips to improve home security

The Benefits and Risks of Contracting

By savvyscot

Contracting

Hello Everyone! Today I bring you a guest post on the Pros and Risks of Contracting. A very relevant topic for my fellow freelancers out there and some great tips. I have added my thoughts throughout and have a question for you at the end! If you are thinking about changing from permanent employment to… Read more

Filed Under: Change, Guest Posts Tagged With: Benefits of contracting, Contracting, Digital Nomad, Pros of contracting, reasons to contract, Why contract?

How Demographics affect Car Insurance Premiums

By savvyscot

Hello! As you read this I am on a 4-day long weekend trip enjoying some nice rain in Falmouth. Today I bring you a guest post from one of my new blogger friends Andy over at Complete Personal Finance. If you enjoy this post, I recommend checking out some of his other content over at the… Read more

Filed Under: Saving Money Tagged With: car insurance, car insurance by career, Car insurance premium, demographics of insurance, how career affects insurance, how insurance varies by demongraphics

$100 Cash Giveaway – Emergency Funds Save Lives

By savvyscot

OK so that title was a little bit of an alarming title, but I am going to summarise something very important for you over the next few paragraphs. When someone talks about an emergency fund, what do you think of? Do you think of it as a savings account that you need when you are… Read more

Filed Under: Competitions, Saving Money Tagged With: $100 giveaway, emergency fund, emergency fund importance, importance of emergency funds, learn about emergency fund, why do I need an emergency fund

Change Your Life – Step 5 Learn New Skills

By savvyscot

Step 5 Learn New Skills

If you are new to the Change Your Life series then you can catch up with the following articles from the series: Part 1 – Exercise Part 2 – Eating Healthily Part 3 – Get Knowledge Part 4 – Your Appearance This week’s addition to the change your life series involves learning new skills. This… Read more

Filed Under: Adrenaline Junkie, Change, Self Development Tagged With: Change appearance, Change Your Life, Get Smart, how to improve appearance, how to improve my appearance, improve hygiene, learn new skills, learn skills, power of knowledge, should i change my appearance, teach skills, teach yourself skills

Inspirational Motivation for Today

By savvyscot

The news makes me sad today. People have lost their lives and the east coast of North America is in chaos. In reality, this actually happens all the time around the world – often to a much worse degree – but the media don’t report it in the same way. The positive is that it… Read more

Filed Under: Self Development Tagged With: inspiration, inspirational pictures, inspirational quotes, motivational picture quotes, motivational pictures, motivational quotes

5 Things Hurricane Sandy Can Teach Us

By savvyscot

5 Things Hurricane Sandy Can Teach Us

As I am sure the whole world knows, 50 million people on east coast of North America are embracing themselves for the arrival of Hurricane Sandy. Public transport is grounded and over 7000 flights have been postponed. The storm has already taken 60 lives, has disrupted the presidential campaign and shut down Wall Street for… Read more

Filed Under: Change, Reflection, Self Development Tagged With: Dangerous Hurricane, Hurricane Sandy, Hurricane Sandy kills, Learn about Hurricane Sandy, Learn from Hurricane Sandy, What we can learn from Hurricane Sandy

The Sunday Review – Top Posts of the Week

By savvyscot

Subscribe to SavvyScot Updates – Enter your email address:   Sunday came around fast!! This weekend was actually pretty relaxed from my end. We did a lot of eating and a lot of chillin’. The temperature down in London has dropped to near freezing (1 degree Celsius all day) and Mrs Scot and I have… Read more

Filed Under: Reflection Tagged With: exciting blogs, Favorite Blogging Posts, Ouch giveaway, Top Blogs, Top Posts, Top Posts this week, travel blogs, win $100

Change Your Life – Step 4 Your Appearance

By savvyscot

Change Your Life - Step 4 Your Appearance. Take a look at yourself in the mirror. Do you like what you see? Chances are if you think not exactly or I look OK then others are going to think that too - Do you want to be an average joe? Or do you want to be that memorable person that everyone wants to know?

To recap, the last 3 weeks we have been making small steps for a big change. If you are new to the Change Your Life series then I recommend you read these articles first: Part 1 – Exercise Part 2 – Eating Healthily Part 3 – Get Knowledge Improve Your Appearance and Hygiene Take a… Read more

Filed Under: Adrenaline Junkie, Reflection, Self Development, Transitions Tagged With: Change appearance, Change Your Life, Get Smart, how to improve appearance, how to improve my appearance, improve hygiene, power of knowledge, should i change my appearance

10 Crazy Safety Facts You Never Knew

By savvyscot

10 Crazy Safety Facts

Some people would say that the world has gone safety mad. Everywhere we turn there are massive warning signs or bright coloured tape marking ‘hazards’. Here are 10 safety facts that I bet you didn’t know…   Every year, approximately 4 million employees are disabled at work. I must admit, when I was researching this… Read more

Filed Under: Entertainment Tagged With: Crazy Safety Facts, Crazy Safety Signs, Facts about safety, funny safety signs, funny warning signs, Safety Facts

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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