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The Savvy Scot

Personal finance and lifestyle blog

Viewing posts tagged with: IVA

Is your business experiencing solvency issues?

By Pauline

  As a business owner, you probably have had some hard times here and there, when cash-flow was stretched and the financial stability of your business would have been compromised if your customers wouldn’t have honoured their payments on time. Maybe you have even had to resort to short term business loans to make the… Read more

Filed Under: Money Tagged With: Bankruptcy, Business, cva, debt, Insolvency, IVA, loan, solvency

The 25 Year Growth of Average Wages

By savvyscot

wage increases

There are numerous reports on how the average wage has varied in the UK over the last 25 years. Let’s take a look at the following infographic: The above infographic shows us how wage increases have varied by percentile of earners over the last 25 years. The graph essentially shows that top earners pay has… Read more

Filed Under: Reflection, Saving Money Tagged With: Average Wage, Change in average wage, Citizen Advice, Debt consolidation, IVA, Payplan, Top percentile of earners, Trustdeed

Scottish Insolvencies Rise – How does this compare with the rest of the UK?

By savvyscot

Scottish

In the second quarter of 2012 (from April to June – often called simply Q2), individual insolvencies in Scotland were up by 5.3%, compared with the same period in 2011. In total, 5,601 people in Scotland became insolvent during this time. If we look more closely, we can see the different kinds of insolvency that… Read more

Filed Under: Guest Posts Tagged With: How to go into insolvency, IVA, Scotland Insolvency, Scotland insolvency problem, Scottish, scottish trust deeds, voluntary insolvency

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