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The Savvy Scot

Personal finance and lifestyle blog

£30 Christmas giveaway!

By Pauline

  Hi there! Did you realize there were only two weeks left until Christmas? Scary, I know… we talked recently about the ideal gift, and I am sure at the moment some of you are just scratching their heads thinking about what would make their family and loved ones really happy for Christmas. And trying… Read more

Filed Under: Personal Finance Tagged With: Christmas giveaway, giveaway

Christmas Celebration in the Pinas “Philippines”

By Pauline

Christmas Celebration in the Pinas “Philippines”. The Philippines is well known for having the world’s longest Christmas celebration.

Good morning everyone! Today, my VA Clarisse will share how they spend their Christmas Celebration in the Pinas “Philippines”. Hello December! Time flies soooo fast and December is here again. The Philippines is well known for having the world’s longest Christmas celebration. For us, when the ber months start, it means that Christmas is already coming…. Read more

Filed Under: Personal Finance Tagged With: christmas, Christmas celebration, tradition

A word about helping and gratefulness

By Pauline

A word about helping and gratefulness

Lately, I have lent my old car, a beaten up Suzuki Samurai from the end of the last century, to a couple of Airbnb guests. I have always been into sharing what I have, be it on Couchsurfing or Freecycle or just with random strangers. I am in a remote location and public transportation is… Read more

Filed Under: Self Development Tagged With: favor, friend, give back, grateful, help, Money, service

When spending less is more important than earning more

By Pauline

I have always said that when it comes to choosing between earning more or spending less, I am on the earn more side for a variety of reasons, which boil down to two points: You can always make more. If you have two arms and a sane mind, there are no excuses. You can make… Read more

Filed Under: Personal Finance Tagged With: earn more, retirement, saving, spend less

Make your own junk food! Chapter two

By Pauline

Last time, we looked at easy recipes to replace convenience food, making your own burger, fries, soda, mayo and salad dressing. You won’t regret spending a little time in the kitchen to make a much healthier, tastier and cheaper version of junk food. And imagine the time you spent as an investment in your most… Read more

Filed Under: Food Tagged With: junk food, make your own, pizza, salt, soda, sugar

Unemployed people have more disposable income than zero-hour and part-time workers

By Pauline

  We have talked previously about how disposable income, which is basically the money you have left at the end of the month, after all your bills are paid, is on the rise in the UK. More than a good news about the state of the economy, I think it may reflect more that people… Read more

Filed Under: Money Tagged With: accounts, contract, disposable income, job, market, part-time, savings, UK, unemployed, zero-hour

Make your own junk food!

By Pauline

junk food

I have been reading Salt, Sugar, Fat: How the food giants hooked us and it is pretty alarming. Basically, in a never-ending quest to make their products taste delicious, flavor busting in your mouth while they score more and more market shares, the food giants have loaded the convenience food we it with salt, sugar and… Read more

Filed Under: Diet, Food Tagged With: burger, fat, fries, junk food, make your own, salt, soda, sugar

Fighting fraud this Christmas

By Pauline

The festive season is now well and truly underway. The Christmas decorations have gone up, advent calendars are being opened and your friends and family’s Christmas wish lists have started flooding in. With just weeks to go, it’s time to get your Christmas shopping started. We all know how hectic Christmas shopping can be, especially… Read more

Filed Under: Money

When to get life insurance

By Pauline

Taking out a life insurance policy is a big decision, and requires a lot of forethought and contemplation before deciding what the best policy for you is. Life insurance isn’t ‘essential’ (like car insurance) and you may not be thinking about it just yet – especially if you don’t have dependants who rely on your… Read more

Filed Under: Money Tagged With: cover, family, Life insurance, married, policy

How to Save Money for Your New Vauxhall Corsa

By Pauline

The fourth generation Vauxhall Corsa is undoubtedly one of the best cars on the market today. It’s Vauxhall’s most popular car in the UK, and is also a model that is used by hundreds of driving instructors, making it a popular choice for first time buyers. If you’ve decided to buy a Vauxhall Corsa, however,… Read more

Filed Under: Money Tagged With: Save Money, vauxhall

What is the best gift you ever gave or received?

By Pauline

What is the best gift you ever gave or received?

Christmas is fast approaching, and with it the pressure to buy the perfect gift for the ones you love. And sometimes, you just forget about it. So you end up on the 23rd frantically going from shop to shop, and end up buying the most expensive gift out of guilt. Something that will clutter the… Read more

Filed Under: Personal Finance Tagged With: christmas, gift, holiday, perfect, present

3 of the Best Gaming Mobiles of 2014

By Pauline

Mobile gaming represents huge business in 2014, and there are a number of factors that have contributed to this trend. In addition to the ongoing sophistication of mobile handsets and their constantly evolving specifications, for example, smartphones and tablets also offer a wireless gateway into a more connected and multi-platform world. These factors all combine… Read more

Filed Under: Money Tagged With: game, mobile gaming

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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