A credit rating is a score that is used by lenders to help them decide whether you are a worthy borrower for the loan being requested. It is used to assess the risk involved in extending that credit to you. Various information is taken into account, including your employment status, address history and current outstanding… Read more
How to Make Sure a DUI Does Not Ruin Your Life
Driving Under the Influence (DUI) of alcohol or drugs is serious offense. Yet, many of us tend to underestimate our tolerance when it comes to drinking and driving. Maybe you had a couple of beers at dinner and think that you were unaffected. Or maybe you have gone through a sobriety checkpoint unscathed and this… Read more
Fast turn around careers for recent grads
Becoming a recent graduate is mixed with enthusiasm and fear. You have finished your education but you are unsure whether you will find a job in good time. Some careers have better prospects than others, though. This guide is going to show you some fast turnaround careers for recent graduates who want real prospects. Computer… Read more
Borrow, Borrow, Borrow: It’s What We Do — Oops!
Borrow, borrow, borrow. Most adults at some point in their lives borrow to make a big purchase or to stay afloat and for many of them debt becomes as comfortable as quicksand. Debt is one of the main drivers of the economy, allowing businesses owners to borrow to expand their companies and for consumers to… Read more
Trump and the Tech Sector – Will Stocks Continue to Fall?
In the aftermath of Donald Trump’s shock victory in the U.S. presidential election, a host of large tech companies, including Amazon, Apple, Google, and Facebook, shed billions of dollars in market value, amid widespread concerns over the industry’s future. Even though stock markets surged overall in the first few days after Trump’s win, the… Read more
5 Tips to Travel on A Tight Budget
Whether it’s a long vacation or a weekend trip, a holiday always incurs more expenditure than we initially think it would. How many times have we gazed longingly at a site only to realize that it is beyond our budget? How many times have we changed our plans in order to save money? Well, not… Read more
How to live a greener, more environmentally friendly life, while saving money
Today is a great time to make that decision you may have been thinking about for a while. That decision to live a more environmentally friendly life, which will save you money and help contribute to a cleaner environment. We are under growing pressure to reduce our carbon footprint, and for very good reason. Our… Read more
How to save money and become a safer driver
Fuel prices are rising, the cost of motoring is on a constant upwards spiral and so it makes perfect sense to look at ways to reduce the cost of motoring. In this article, we look at the simple ways you can save money with motoring. Tires – Underinflated tires will significantly impact on your… Read more
Late Payment Advice
Just about everyone will at some point in their lifetime have to deal with making late payments. Knowing about late payments and how they are handled by creditors, collection companies, and credit bureaus will save you time, money, and potentially your credit score. In this blog we’ll give you some tips on how to… Read more
Make Your Fiscal New Year’s Resolution A Reality
After a long and expensive holiday season, your finances could be in a lot of trouble, and it could be all thanks to where you live. While the National Retail Federation puts the typical Christmas budget at roughly $805 per person, many of the communities in Texas go above and beyond the national average. Everything’s… Read more
Happy Holidays!
We’ll keep this one short and sweet. I hope you all had a lovely year, saved a ton of money and reached your goals 🙂 It has been a great year here at the Savvy Scot, views are up, we had a few cool features on bigger publications, and are very much looking forward to… Read more
Has Brexit Affected London’s Notoriously Expensive Housing Market?
There has been a lot of uncertainty so far following The Great Britain’s exit from the EU, and one of those uncertainties includes the future of the housing market. Many feared Brexit would drastically reduce consumer confidence in the housing market, but that has not been the case. The effects of Brexit fears did not… Read more