If you find motor insurance too complex to understand, you are not alone. About half of motorists (48%) find motor insurance confusing, according to a recent Co-op study. UK drivers said they were mostly confused about how premium is calculated (51%), why prices change annually (43%), what isn’t covered (39%), and what is covered (28%)!… Read more
Viewing posts tagged with: Insurance
Average Car Insurance Rates in Quirky States
The world of insurance can be a confusing one. If it’s not the contract jargon, it’s the myriad numbers, formulas, rates and options all vying for your attention on a piece of paper or screen. In short, going over an insurance policy is far from a pleasure read for most people. But when you consider… Read more
Finding What You Need and an Insurance Agency to Match
There are two steps to getting the best insurance coverage for you: understanding what you need and vetting your prospective insurance agencies. In addition to standard packages, many add-ons are available on the market. While some policies sound like a good idea, you might end up over paying for coverage you won’t use. To… Read more
Close calls when you think “Man, I should get life insurance”
Remember all those times where you said “wow, that was close”? I’d like to share a few of mine today, just to remember that no one is invincible. First day in London, exploring the city. The first thing that struck me were the cars driving “on the other side of the road”. The… Read more
Are you eligible to make an accident at work claim?
One of my worst nightmares is to have an accident at work. I don’t know why, but I always imagine some kind of heavy machinery cutting off a finger or a builder falling off a scaffold, yet work accidents are generally not that bad, but happen more than you think. For example once, I had severe… Read more
Are contractors worth their rates?
I am always impressed when I see contractors’ rates, compared to someone doing pretty much the same job, but full time. For example, in IT, you can easily charge £800 and up per day, which is what an average IT professional might make in a week or more. As a matter of fact, a… Read more
Have you checked your motor insurance deal lately?
One thing that is on my to do list every year, when my insurance contracts are about to expire, is to go look for a better deal, or make sure my current company provides the minimum coverage I need at the best price possible. Your insurance premium is a bundle of individual prices for each… Read more
The Basics of Renting Your Property
Renting your property is a viable alternative to selling. This way, you’ll get a consistent stream of income and you’ll still have the option of selling when the time’s right. If you weren’t considering the idea, though, you’ll have a few questions. Take a look at this guide for all the basics you’ll need to… Read more
Cutting the cost of car ownership
Cars are among the most useful things you can own, but they also account for some of the biggest expenses a household will face. There are, however, a number of steps you can take to cut the cost of car ownership significantly. Obviously, these will not completely eliminate expense, but they will often make it… Read more
TODDLER DAMAGE PREVENTION TIPS FIT FOR A ROYAL HOUSEHOLD
As Prince George turns one (22nd July), the world is inundated with images of a beautiful calm and well behaved little prince. But mums and dads know too well that behind closed doors, every toddler can wreak Royal havoc, especially in the home. In fact, damage by animals and children are a common cause of… Read more
Insurance for charities in the UK
Ranging from property damage to third party liability for professional indemnity or public liability, charities in the United Kingdom are confronted with an ever increasing exposure to a variety of risks. These risks can end in loss, interruption of business and damage or liability for trustees – and for the charity as a whole. Only… Read more
Should you get renter’s insurance?
Living in a rental home or apartment may have you feeling relatively secure with your living conditions. Since you’re not the owner, there’s no worrying about fixing major property damage. Therefore, you may have never given much thought to renters’ insurance. However, you may want to reconsider and give this type of insurance serious… Read more