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The Savvy Scot

Personal finance and lifestyle blog

Viewing posts tagged with: home

Costly mistakes while building a home

By Pauline

building a home

When you plan on building a house, your own house, you my friend have become a complete adult. Hence you should understand that building a house is no child’s plays. If you don’t look at the house from all possible angles it many not turn into a home you want it to be. There might… Read more

Filed Under: Personal Finance, Saving Money Tagged With: build a home, building a home, home

5 No nonsense steps to your first home

By Pauline

So you want to toast marshmallows on the backyard of a home you built from the ground up? Self-building could be the door to your bespoke property. Here are the key steps to a custom built home. Look for a good building spot.Looking for the right spot for your building project can seem like a… Read more

Filed Under: Money Tagged With: home

What does ‘’Your Home Is At Risk If You Do Not Keep Up The Payments On It’’ really mean?

By Pauline

An alarming number of mortgage borrowers are placing their family and their homes at risk by not taking out appropriate insurance cover with recent reports suggesting that as many as 50% may not have appropriate cover. This may be due in part to people misunderstanding the regulatory risk warnings provided by lenders on the associated… Read more

Filed Under: Personal Finance Tagged With: home, home payment

Qualifying for a homeowner loan

By Pauline

  Individuals who already own their property with a mortgage are normally eligible to apply for a homeowner loan. In this way, they can borrow extra money using their home as collateral against the loan. A secured loan (also referred to sometimes as a secured homeowner loan) lets you take out a loan which is… Read more

Filed Under: Money Tagged With: borrow, home, homeowner, loan, Money, mortgage, secured loan

How to Fund Home Improvements

By Pauline

A recent survey by Lloyds TSB has suggested that the total spent by UK households on DIY has fallen to its lowest level since 2000, with more homeowners than ever resorting to a simple lick of paint or some new wallpaper to improve their home. An average British household now spends just £352 on home… Read more

Filed Under: Uncategorized Tagged With: apr, borrow, cash, conversion, credit card, home, loan, Money, personal loan, renovation, secured loan

Downsizing your home: rules for going small

By Pauline

Downsizing your home

  With the tiny home movement in full swing, many people are downsizing their homes to something much smaller. City dwellers are trading living space for location and convenience. With home taxes, insurance, utility and upkeep costs rising every day, you may end up asking yourself if you really need all the space you now… Read more

Filed Under: Change Tagged With: downsizing, Downsizing your home, home, House, small

Optional extras that push up home insurance premiums

By Pauline

      If you like to cut costs where you can, it’s worth reviewing your home insurance contract and making sure you’re not paying for optional extras that you might neither want or need on the policy. When you get a home insurance quote, some insurers will automatically include these features and it’s only… Read more

Filed Under: Money Tagged With: budget, home, Insurance, insure, Money, premium, quote, save

Top 4 things to think about when buying a car or a home

By Pauline

    When making large purchases such as a vehicle or a house, many buyers start the process by going to a car dealer or meeting with a realtor. The only research that is completed is often with brief and shallowInternet searches;taking the time to gather essential information can lead to a smooth buying process… Read more

Filed Under: Money Tagged With: buying, buying a car, buying a home, car, cars, home, House

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