Happy Monday readers. December has officially arrived and it is cold! The Christmas season is upon us and shoppers are starting to go a little bit crazy. Today I am delighted to announce that SavvyScot is taking part in a $100 giveaway! In the spirit of the Christmas season and all the (extra) food that… Read more
Viewing category: Saving Money
Safe in the Cloud
We live in a digital age where some of the world’s most valuable assets are stored on a computer. Corporation’s intellectual property literally consists of millions of lines of ones and zeros. From government secrets to the crown jewels of the companies on the NYSE. Photographs, videos, news, games, music – the list goes on…. Read more
My Christmas Shopping: Boring to an Outsider
A few days ago I wrote a post titled: On Presents, Presence and Happiness. This post has surprisingly proved to be very popular and a lot of you wrote some pretty nice things about it, for which I am thankful! I spent a lot of time reading through the comments and some of them really… Read more
Do young people need to think differently about retirement?
There have been a few studies recently that have provided some worrying insights into the attitudes of Britain’s young population to planning for their retirement. The figures paint a picture of a generation with surprisingly healthy savings habits, but totally unrealistic expectations about their future financial situation. The Telegraph recently reported on a survey carried… Read more
Have You Thought About Dying?
Dying is not something people ever like to think about. We associate dying with something that happens when you are old and have fulfilled your dreams. While we appreciate that in certain circumstances or career choices, dying is more possible, most of us don’t think it will happen to us until a lot later on… Read more
The 25 Year Growth of Average Wages
There are numerous reports on how the average wage has varied in the UK over the last 25 years. Let’s take a look at the following infographic: The above infographic shows us how wage increases have varied by percentile of earners over the last 25 years. The graph essentially shows that top earners pay has… Read more
How Demographics affect Car Insurance Premiums
Hello! As you read this I am on a 4-day long weekend trip enjoying some nice rain in Falmouth. Today I bring you a guest post from one of my new blogger friends Andy over at Complete Personal Finance. If you enjoy this post, I recommend checking out some of his other content over at the… Read more
$100 Cash Giveaway – Emergency Funds Save Lives
OK so that title was a little bit of an alarming title, but I am going to summarise something very important for you over the next few paragraphs. When someone talks about an emergency fund, what do you think of? Do you think of it as a savings account that you need when you are… Read more
Relocating to the UK? What you need to know
It gives me great pleasure to introduce Pauline’s guest post today which covers various aspects that you need to consider when relocating to the UK. Pauline has an inspirational story to tell about how she made her dream a reality. I regularly read Pauline’s blog (RFI) and am looking forward to tracking her progress as… Read more
How to Cut the Cost of Clothes
The following is a guest post from an up-and-coming blogger. Contact me if you are interested in guest posting at SavvyScot. Cutting the Cost: (from a male perspective) We all have quite a different attitude to clothes and clothes shopping. Some people insist on every item in their wardrobe being freshly updated on a routine… Read more
10 Tax Tips for Contractors & Freelancers
Today I am pleased to introduce a guest post which is probably very relevant for a lot of SavvyScot readers. While we have all no-doubt heard various scandals on tax returns in the press, Danbro have some fantastic legitimate tips to share! While tax returns is not something I like to think about very often,… Read more
The Saver: Which Category Do You Belong To? … And a Giveaway
Saving Money is Hard Why is saving money so much harder than spending money? Spending money comes so easy… some might actually say that spending money gives them huge amounts of (temporary) pleasure! Why do we not get the same level of enjoyment out of paying £100 into a savings account that we do blowing… Read more