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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Saving Money

Home Renovations for the Savvy

By savvyscot

Home Renovations

Renovating can be a stressful time as it saps up all your time, energy and cash. Have a think about where to spend, where to save, what tasks to outsource and what you can you do yourself before starting on the big job.   Garden When it comes to the garden there is plenty you… Read more

Filed Under: Saving Money Tagged With: bathroom renovations, cutting renovation costs, garden renovations, kitchen renovations, renovations, saving money renovating

Making the Most of Your Savings

By savvyscot

Making the Most of Your Savings

So you’ve made a budget and now have the capacity to put some money away each month, or perhaps you’ve come into some money unexpectedly. The question is: what do you do with it? You sure as heck don’t want to spend it all or inflate your lifestyle. All of you responsible readers know that… Read more

Filed Under: Saving Money Tagged With: bank interest rates, cash ISA uk, income from investing, ISA wrappers, saving money in a bank, savings, UK cash ISAs, what is a cash ISA, what type of saver are you?

How I Live Within My Means

By savvyscot

How I Live Within My Means. Are you living within your means? Here are my good tips on how I live within my means!

Going to go off on a little bit of a tangent before we get into this post… Long term readers of this blog will know that I have a long commute to and from work. Between the two of us, we travel almost 140 miles every day. Not only is this costly from a fuel… Read more

Filed Under: Personal Finance, Saving Money Tagged With: 30% fuel economy, Frugality is bad, fuel economy, how do I live within my means?, how to live within your means, living within means, living within your means, save money on fuel

Divorce and save money? Match made in heaven!

By savvyscot

Divorce and save money? Match made in heaven!

Most of us think of filing for a divorce as an expensive and emotional process. While the latter is most certainly true, the former doesn’t have to be your reality. There are many ways to save throughout the divorce process so that you come out ahead—with or without the court ruling in your favour. I… Read more

Filed Under: Saving Money Tagged With: Divorce and save money, divorce money, divorce tips, save money through divorce, share assets divorce

Top Money Saving Tips for Appliances

By savvyscot

Top Money Saving Tips for Appliances

One tip that covers all appliances and a great place to start is looking at energy efficiency. Manufactures have become aware of the competitive requirement to produce appliances that are efficient and cheap to run. You have no doubt seen energy efficiency stickers everywhere. From buildings to appliances, energy is everyone’s business these days: But……. Read more

Filed Under: Saving Money Tagged With: dishwasher energy saving tips, energy saves money, energy saving tips, freezer energy saving tips, Fridge energy saving tips, Save money on energy, washing machine energy saving tips

3 Bad Habits That Blow Your Budget

By savvyscot

3 Bad Habits That Blow Your Budget

We all have at least one bad habit. For me, it is nail biting. No matter how hard I try – including using ‘stop n grow’ and similar products – I just can’t seem to kick it! Each time that my hand goes near my mouth, my loved ones nag me not to.. especially Mrs… Read more

Filed Under: Personal Finance, Saving Money Tagged With: cost of gambling, costs of smoking, eating out cost, gambling, habit for holiday, planning a budget, quit smoking calculator, quit smoking cost, Saving Money, saving quitting smoking, smoking, things that blow your budget, top 3 things that blow your budget

A Mobile Phone Dilemma

By savvyscot

I make no secret about the fact that I love technology. As well as being an adrenaline junkie, I am a self-confessed geek! I work with Technology & have had a strong interest from a very young age. At about 8 years old I used all my persuasion skills to convince my Dad that we… Read more

Filed Under: Personal Finance, Reflection, Saving Money Tagged With: contracts, iphones, mobile phone, mobile phone power, mobile phone technology, Mobile phones, new contracts, samsung

5 Energy Saving Gadgets for A New Year

By savvyscot

Energy Saving Gadget

We are all still in the mind set of ‘New Year, New Me’. When it comes to making financial goals, there are endless possibilities of ways to cut down on spending. Given that January is typically a cold month for us in the UK and across the pond, saving money on energy is very relevant…. Read more

Filed Under: Saving Money Tagged With: energy saving, energy saving gadgets, gadgets to save energy

Credit Card Shopping Has Never Been Easier

By savvyscot

We have all heard of Gangnam Style… Today my friend Gary is going to talk to you about about credit cards CANADIAN STYLE!! To all my Canadian readers – Love you guys! 🙂 When you plan to acquire and use a credit card, the process has traditionally been a matter of speaking with a provider… Read more

Filed Under: Saving Money Tagged With: best credit card rates, credit card policies, credit card providers, credit card rates, Credit cards, interest rates, lowest interest rates, lowest rates, online shopping, personal finance

Avoiding Stereotypes at Christmas

By savvyscot

Avoiding Stereotypes at Christmas

Christmas is a time when even the most disciplined of savers can be tested to their limits. Kids can be very persuasive in getting what they want; from expensive toys to the latest video games, it is sometimes too easy to give in. After all, we don’t want our kids to feel hard done by… Read more

Filed Under: Competitions, Saving Money Tagged With: Christmas stereotypes, money left at the end of the month, spending at christmas

SALLTYE – Spend A Lot Less Than You Earn

By Pauline

SALLTYE

Personal Finance is freaking boring!!!! From the outset, personal finance is exactly that – boring. A mundane administrative task that nobody wants to do. Most of us sit in front of spread sheets all day at work – why would we want to come home and start again? We all have different financial situations, but… Read more

Filed Under: Personal Finance, Reflection, Saving Money Tagged With: income greater than debt, Save less than you earn, spend less than you earn

Change Your Life – Step 8 Become Better with Money

By savvyscot

Step 8 Become Better with Money

Ok, first of all it’s time to play catchup: Part 1 – Exercise Part 2 – Eating Healthily Part 3 – Get Knowledge Part 4 – Your Appearance Part 5 – Learn New Skills Part 6 – Fix Your Wardrobe Part 7 – Improve Your Social Life   You guys effectively get a free pass… Read more

Filed Under: Saving Money, Self Development Tagged With: energy infographic, energy savings, how much money could I save on energy, Save money on energy, turn lights off

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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