Today, I have a guest post from Richard, he is a British personal finance blogger passionate about saving money. He has spent the last few weeks preparing a practical guide to reducing food waste. You can follow him at Frugality Magazine. Let me know if you would love to guest post on Savvy Scot!… Read more
Viewing category: Saving Money
How to Find Your Latte Factor
What is the latte factor? You can read the excellent book called The Automatic Millionaire for the background on the idea. Here’s my quick version. I had heard of the latte factor before but just read the book the few days ago. The latte factor started out as the idea that if you… Read more
Tricks for Spending Less on Clothing
Clothing is one of those expenses we all must navigate. But fear not. Clothing doesn’t have to be expensive. And fear not again. You don’t need to look like a homeless person just for the sake of saving money. The following post shares ways to spend less on clothing – so you have more… Read more
Save Big Money With: Biking
Biking is a fast way to save big money on a daily basis. It’s so powerful in fact that the biggest frugality blogger, Mr. Money Mustache, believes it’s one of the pillars of financial freedom. After reading his blog for a few months, it finally set in. I needed to buy a bike. … Read more
Costly mistakes while building a home
When you plan on building a house, your own house, you my friend have become a complete adult. Hence you should understand that building a house is no child’s plays. If you don’t look at the house from all possible angles it many not turn into a home you want it to be. There might… Read more
5 Best Budgeting Apps for 2016
Saving, future planning to be specific is a uniquely humane aspect. We flaunt this skill gloriously while saving/controlling our money expenses viz. budgeting. But budgeting is a tad bit time consuming, plus people nowadays have a knack to do everything on their smartphones. So in compliance to these costumers’s yearning, we have budgeting apps. So… Read more
Tips for saving money that all travellers in Australia should know
I’ve been travelling in Australia for more than 3 months, visiting several cities in New South Wales. (For those of you who don’t know what New South Wales is, it’s the state that includes Sydney). The biggest thing that shocks many travellers here is “oh my God, this is so expensive!” Such sentiment is widely… Read more
Best Movies that Will Teach You about Personal Finance
It’s a relief to know that you don’t have to go to college to learn about the fundamentals of personal finance – movies will teach you for a fraction of the cost. Sometimes the best lessons are learned in relatively simple ways. The good thing about these movies is that they will not only… Read more
Car Modifications That Actually Save You Money
Tons of people love to modify their cars. There’s a car modding subculture that exists in basically every country on the planet. The biggest problem with being a petrolhead is that it’s expensive! Really expensive! At least… it can be. If you’re modifying your car purely to go faster, that will be expensive. There are… Read more
10 Ways to Build an Emergency Fund
Financial advisors state that having an emergency fund equivalent to at least 3 months’ worth of your expenses is necessary for your financial stability. With it, you will have financial support if something unplanned happens. In order to build your own emergency fund you need to either reduce expenses or increase earnings. The next 10… Read more
Expensive Habits You Should Drop
A lot of people lament that life is expensive. That’s a pretty bad attitude. And life actually isn’t that expensive. I mean, even people who have a negative net worth still drive fairly modern cars, carry mobiles and have a television. This post discusses the various expenses people can avoid. If you think life… Read more
5 Things You Shouldn’t Miss in Your Retirement Planning Checklist
According to Statista, in 2015, 41% of UK residents had a retirement plan but they hadn’t it written down. Let’s face it, most of us seldom think about our retirement plan – and even less about writing an actual checklist for our plan. Nevertheless, those people who do write one will be able to… Read more